524 & 526 Sumner St, photo 1
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Overview

4 bd2 ba1,962 sqftDuplex
TypeDuplex
HOANone listed
Built1952
Lot7,405 sqft
Living area1,962 sqft
Price / sqft$224

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Primary Bedroom Main FloorThermostatFenceLightingRain GuttersSidewalkDryer

524 & 526 Sumner St is a 1952-built home in Oneal & Osborns Add, Kissimmee. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,962 square feet of living space. Listed at $440,000 (about $224/sqft), 53 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. OPPORTUNITY KNOCKS in the heart of Kissimmee! This FULL DUPLEX offers two separate 2-bedroom, 1-bath residences and the flexibility to GENERATE INCOME from both units or live in one while renting the other. Recent updates to BOTH sides include NEW A/C SYSTEMS (2026) and UPDATED APPLIANCES (2026), insulation and air duct replacement (2025), new front doors (2024), and the ROOF IS (2019). UNIT 526 also features FRESH INTERIOR PAINT (2026) and an UPDATED BATHROOM (2024). Set on a spacious CORNER LOT with NO HOA, each residence offers its own FRONT PORCH, SCREENED LANAI and comfortable interior finished with tile and laminate wood flooring throughout - no carpet! UNIT 524 adds a private, fenced paver patio/backyard for additional outdoor living space. With two complete homes in one property, the setup creates plenty of possibilities for an INVESTOR, MULTI-GENERATIONAL LIVING or an OWNER-OCCUPANT looking to OFFSET EXPENSES with rental income. Unit 524 is currently tenant occupied, while Unit 526 is vacant and ready for its next chapter. Location adds even more appeal – enjoy walkability to Downtown Kissimmee and Kissimmee Lakefront Park, where community events, recreation and waterfront activities are close to home. Shopping, dining, medical services, parks and several area lakes are nearby, with convenient access to S John Young Parkway and US-192 for travel throughout Central Florida and the Disney area attractions. Whether you are expanding your rental portfolio or looking for a smart live-and-rent opportunity, this Kissimmee duplex delivers versatility, income potential and no added HOA. Call today for more information and schedule a tour!

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The essentials

Built
1952
Price / sqft
$224
On market
53 days
Annual tax
$5,410
Flood zone
X · Low risk
Lot
7,405 sqft
Type
Duplex

At a glance

Multi-family
Built 1952
7,405 sqft lot
Lot size
1,962 sqft
Living area

Payment

Est. monthly payment
$2,966/mo
Down payment (20%)
$88,000
Property taxes
$451/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Duplex
Year Built
1952
Lot
7,405 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
53
Ceiling Fans(s)
Primary Bedroom Main Floor
Thermostat
Fence
Lighting
Rain Gutters
Sidewalk
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Central Avenue Elem
Middle
Denn John Middle
High
Osceola County School for Arts

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,410
Parcel #
21-25-29-1880-000B-0065

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oneal & Osborns Add
County
Osceola
MLS Area
34741 - Kissimmee (Downtown East)
Lot Size
7,405 sqft
Corner LotSidewalkPaved

Price history

Date
Event
Price
8/19/2026
Listed for sale
Source: Stellar MLS #O6436231
$440,000
$224/sqft

Neighborhood

524 & 526 Sumner St
Kissimmee, FL, 34741 · 34741 - Kissimmee (Downtown East)

Market insights

Offer Insights

Choose an offer strength

List price: $440,000
$437,500 – $440,000
99.5% – 100% of listTops out right at the list price
80% of listList price
82 of the last 148 home closings in 34741 landed at this number or higher (55%). The median one sat 34 days before it went under contract, and this one is on day 53.

Sample: 148 closed home sales in 34741 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,966/mo
Principal & interest$2,295
Property taxes$451
Insurance$220
Down payment20% · $88,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$440,000

$224 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,962 sq ft

Time on market

53 days

Year built

1952

Monthly payment

About $2,966/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,410 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byWEMERT GROUP REALTY LLCListing agent: Jenny WemertListing data from Stellar MLS, MLS# O6436231.

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