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About this home
524 & 526 Sumner St is a 1952-built home in Oneal & Osborns Add, Kissimmee. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,962 square feet of living space. Listed at $440,000 (about $224/sqft), 53 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. OPPORTUNITY KNOCKS in the heart of Kissimmee! This FULL DUPLEX offers two separate 2-bedroom, 1-bath residences and the flexibility to GENERATE INCOME from both units or live in one while renting the other. Recent updates to BOTH sides include NEW A/C SYSTEMS (2026) and UPDATED APPLIANCES (2026), insulation and air duct replacement (2025), new front doors (2024), and the ROOF IS (2019). UNIT 526 also features FRESH INTERIOR PAINT (2026) and an UPDATED BATHROOM (2024). Set on a spacious CORNER LOT with NO HOA, each residence offers its own FRONT PORCH, SCREENED LANAI and comfortable interior finished with tile and laminate wood flooring throughout - no carpet! UNIT 524 adds a private, fenced paver patio/backyard for additional outdoor living space. With two complete homes in one property, the setup creates plenty of possibilities for an INVESTOR, MULTI-GENERATIONAL LIVING or an OWNER-OCCUPANT looking to OFFSET EXPENSES with rental income. Unit 524 is currently tenant occupied, while Unit 526 is vacant and ready for its next chapter. Location adds even more appeal – enjoy walkability to Downtown Kissimmee and Kissimmee Lakefront Park, where community events, recreation and waterfront activities are close to home. Shopping, dining, medical services, parks and several area lakes are nearby, with convenient access to S John Young Parkway and US-192 for travel throughout Central Florida and the Disney area attractions. Whether you are expanding your rental portfolio or looking for a smart live-and-rent opportunity, this Kissimmee duplex delivers versatility, income potential and no added HOA. Call today for more information and schedule a tour!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$440,000
$224 per sq ft
Beds and baths
4 beds, 2 baths
Size
1,962 sq ft
Time on market
53 days
Year built
1952
Monthly payment
About $2,966/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,410 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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