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Overview

5 bd3 ba3,356 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,136/yr
Built2000
Lot44,124 sqft
Living area3,356 sqft
Price / sqft$402
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart Home

2540 Hempel Cove CT is a 2000-built home in Lake Down Cove, Windermere. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,356 square feet of living space. Listed at $1,349,900 (about $402/sqft), 45 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,136 annually.

From the listing

Virtually Staged. Set on just over an acre in Windermere, this updated 5-bedroom, 3-bath pool home offers 3,356 square feet of living space, plus a separate flex/bonus room that can be used as a media room, game room, office or additional living space. Located on a cul-de-sac in Lake Down Cove, the property offers something increasingly hard to find in Windermere: an updated home with a private pool, a flexible floor plan and more than an acre of land. Inside, high ceilings and large windows bring in plenty of natural light, while large-format marble-look porcelain tile runs throughout the main living areas. The spacious family room features a modern linear electric fireplace and opens to the kitchen and casual dining area, with views of the pool and backyard. A separate dining room is located just off the entry, and an interior Juliet balcony from the second floor overlooks the family room. The updated kitchen features dark shaker-style soft-close cabinetry, quartz countertops, a large island, farmhouse sink and glass tile backsplash. A six-burner ZLINE gas range with griddle, pot filler and stainless steel hood anchors the cooking area, along with double ovens, a microwave drawer and stainless steel appliances. Three of the five bedrooms are located downstairs, including the primary suite. The primary bedroom overlooks the pool and features crown molding, two walk-in closets and double doors leading outside. The primary bathroom includes dual vanities with quartz countertops, a freestanding soaking tub and a large frameless glass shower finished with marble-look porcelain tile. Two additional bedrooms and a second full bathroom are also downstairs, with one bedroom well suited for use as a home office. The second bathroom has direct access to the pool area. Upstairs are two additional bedrooms, a full bathroom and a separate flex room that could be used as a media room, game room, office or additional living area. The upstairs bathroom features a dual vanity with quartz countertops, a tub/shower combination and updated finishes. One of the upstairs bedrooms also features a private outdoor balcony and an interior Juliet balcony overlooking the family room below. Outside, the 1+ acre lot provides plenty of room to enjoy the property. The private pool is surrounded by a large patio with a partially covered area, while the fenced backyard offers mature trees and generous open space. The outdoor kitchen includes a built-in grill, refrigerator, sink, stone surround and counter space, and a wood-burning fire pit adds another gathering area in the backyard. Additional features include a downstairs laundry room with quartz countertops, sink and extensive cabinetry, plus an oversized two-car garage with workspace and additional storage. With five bedrooms plus a flex room, 3,356 square feet, an updated interior, private pool and more than an acre of land, this Windermere home offers an uncommon amount of space both inside and out. Conveniently located near shopping, dining, community events and major roadways, with easy access throughout Windermere and the greater Orlando area.

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The essentials

Built
2000
Price / sqft
$402
On market
45 days
Annual tax
$17,232
HOA
$1,136/yr
Flood zone
X · Low risk
Lot
44,124 sqft
Type
Single Family Residence

At a glance

Single family
Built 2000
Private pool
Deck
2 car garage
Driveway
1.01 acres
Lot size
3,356 sqft
Living area

Payment

Est. monthly payment
$9,246/mo
Down payment (20%)
$269,980
Property taxes
$1,436/mo
HOA
$1,136/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2000
Lot
44,124 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Garage Faces Side, Oversized
Pool
Deck, Gunite, In Ground, Lighting, Pool Sweep
Days on Market
45
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Dog Run
Outdoor Grill
Outdoor Kitchen
Private Mailbox
Rain Gutters
Sidewalk
Sidewalks
Built-in Oven
Dishwasher
Disposal
Microwave
Range
Range Hood
Refrigerator
Elementary
Thornebrooke Elem
Middle
Gotha Middle
High
Olympia High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$17,232
Parcel #
04-23-28-4397-00-040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Down Cove
County
Orange
MLS Area
34786 - Windermere
Lot Size
44,124 sqft
In CountyLandscapedOversized LotPrivateSidewalkPaved
HOA
$1,136/yr
Empire Management Group/Aida Gonzalez

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #O6436594
$1,349,900-3.6%
$402/sqft
8/30/2026
Listed for sale
Source: Stellar MLS #O6436594
$1,399,900
$417/sqft

Neighborhood

2540 Hempel Cove CT
Windermere, FL, 34786 · 34786 - Windermere

Market insights

Offer Insights

Choose an offer strength

List price: $1,349,900
$1.33M – $1.35M
98.5% – 100% of listTops out right at the list price
80% of listList price
154 of the last 306 home closings in 34786 landed at this number or higher (50%). The median one sat 30 days before it went under contract, and this one is on day 45 after a $50,000 cut.

Sample: 306 closed home sales in 34786 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$9,246/mo
Principal & interest$7,040
Property taxes$1,436
Insurance$675
HOA$95
Down payment20% · $269,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,349,900

$402 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,356 sq ft

Time on market

45 days

Year built

2000

Monthly payment

About $9,246/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $17,232 annual tax bill, insurance, and the $1,136/yr HOA fee.

HOA fee

$1,136/yr

Managed by Empire Management Group/Aida Gonzalez.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byALIGN REAL ESTATE LLCListing agent: Tiffany PantozziListing data from Stellar MLS, MLS# O6436594.

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