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Overview

5 bd6 ba5,428 sqft4 car garageSingle Family
TypeSingle Family
HOA$205/mo
Built2017
Lot12,197 sqft
Living area5,428 sqft
Price / sqft$249
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsLiving Room/Dining Room ComboPrimary Bedroom Main FloorSolid Surface Counters

840 Spinnaker Way is a 2017-built home in Bellalago Ph 6h & 6i, Kissimmee. Inside you'll find 5 bedrooms, 6 bathrooms, and 5,428 square feet of living space. Listed at $1,350,000 (about $249/sqft), 49 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $205 monthly.

From the listing

WOW, Lakefront, living at its best!!! Experience luxury living in the gated, resort-style community of Bellalago. This stunning home offers direct boat access to Lake Toho, famous for world-class bass fishing, plus breathtaking sunsets. Enter a spacious foyer with spectacular views of the open-concept great room, dining area, kitchen, breakfast nook and butler’s pantry. The kitchen features 42-inch cabinets with crown molding, granite countertops, farmhouse sink, backsplash, soft-close drawers, large island, breakfast bar and walk-in pantry. The primary suite features a tray ceiling and extraordinary walk-in closet with custom built-in floor-to-ceiling shelving and high-reach garment pole. The spa-inspired bath offers anti-fog lighted mirrors, dual waterfall vanities, soaking tub and oversized slate walk-in shower, dual rain heads, lighting and multicolor ambiance. The room next to the primary suite can easily serve as a home office, nursery, or gym. The home features TWO 2-car garages, 1 oversized, both with epoxy floors, hanging storage racks and 1 workbench. The first- floor laundry room includes cabinets, sink, full size Washer and Dryer while Upstairs laundry room has full sized Washer and Dryer, mini frig., single shelf and plumbed for sink. A convenient half bath and pool-accessible full bath complete the main level. Step through the triple pocket sliding doors to your spectacular 30' x 74.5' custom pool and outdoor living area, overlooking the backyard, water and dock. The travertine pool deck, natural-stone accents and summer kitchen create an incredible setting for entertaining or relaxing. The summer kitchen includes a Blaze grill, double tap kegerator and mini fridge. The custom pool built by Premier Pools of Central Florida features a sun shelf, sun chairs, bubbler, back yard-facing seating shelf and two-zone heating for the pool and spa, with depths ranging from 3 to 7 feet. Enjoy your private 5' x 34' Trex dock with water, electricity, solar lighting and outlets. A fire pit, TV, soundbar and sound system complete the ultimate outdoor entertainment space enclosed by a Two-story panoramic screen enclosure. Beautiful Bougainvillea, Crepe Myrtles, Banana trees, and a lush rose garden add to the tropical ambiance. The upstairs features a loft, 4 bedrooms, 3 baths, laundry room, additional space for a coffee bar, an ample sized balcony with stainless Steel & Aluminum Railing, a slate floor and 2 ceiling fans. 1 bedroom is an en-suite, all 4 bedrooms have walk in closets. Other features include freshly painted inside and out, dual a/c units, landscape lighting, 5 1/4" baseboards, all rods, drapes and blinds stay under the stair’s storage, 2 large coat and vacuum closets, plenty of linen closets, tinted windows throughout, and extra insulation in the attic. Built in 2017, the home was not occupied until 2020 and then in 2023 was remodeled. Furniture is negotiable. If you love boating, fishing, entertaining and resort-style living, this exceptional Lake Toho area home is ready to impress! All you Anglers only Bellalago anglers have access to Bellalago from Lake Toho. Bellalago offers an exceptional resort lifestyle with a 7,000-square-foot clubhouse overlooking Lake Toho, resort pools, fitness center and year-round activities for all ages. Bellalago Charter Academy (K-8) is conveniently located just outside the community. Schedule a private tour today!

The essentials

Built
2017
Price / sqft
$249
On market
49 days
Annual tax
$9,509
HOA
$205/mo
Flood zone
X500 · Low risk
Lot
12,197 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Waterfront
Lake Front
Private pool
Heated
4 car garage
Driveway
0.28 acres
Lot size

Payment

Est. monthly payment
$8,713/mo
Down payment (20%)
$270,000
Property taxes
$792/mo
HOA
$205/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
12,197 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Other, Oversized
Pool
Deck, Gunite, Heated, In Ground, Lap, Lighting, Outside Bath Access, Salt Water, Screen Enclosure
Waterfront
Lake Front, Lake Privileges
Days on Market
49
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Balcony
Fire Pit
Lighting
Outdoor Grill
Outdoor Kitchen
Rain Gutters
Sidewalk
Sprinkler Metered
Clubhouse
Fitness Center
Gated Community - Guard
Playground
Pool
Restaurant
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$9,509
Parcel #
29-26-29-3246-0001-0630

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bellalago Ph 6h & 6i
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
12,197 sqft
In CountyLandscapedOversized LotSidewalkStreet Dead-EndPavedPrivate
HOA
$205/mo
Desera Ramos

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #O6436742
$1,350,000-1.8%
$249/sqft
8/26/2026
Listed for sale
Source: Stellar MLS #O6436742
$1,375,000
$253/sqft

Neighborhood

840 Spinnaker Way
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $1,350,000
$1.34M – $1.35M
99.5% – 100% of listTops out right at the list price
80% of listList price
193 of the last 359 home closings in 34746 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 49 after a $25,000 cut.

Sample: 359 closed home sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$8,713/mo
Principal & interest$7,041
Property taxes$792
Insurance$675
HOA$205
Down payment20% · $270,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,350,000

$249 per sq ft

Beds and baths

5 beds, 6 baths

Size

5,428 sq ft

Time on market

49 days

Year built

2017

Monthly payment

About $8,713/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,509 annual tax bill, insurance, and the $205/mo HOA fee.

HOA fee

$205/mo

Managed by Desera Ramos.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFLORIDA REALTY RESULTS LLCListing agent: Marie A Collins PAListing data from Stellar MLS, MLS# O6436742.

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