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Overview

4 bd4 ba2,455 sqft2 car garageSingle Family
TypeSingle Family
HOA$250/qtr
Built1995
Lot8,694 sqft
Living area2,455 sqft
Price / sqft$234
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsTray Ceiling(s)Walk-in Closet(s)Rain GuttersSidewalkDishwasher

514 Key CT is a 1995-built home in Waterford Lakes Tr N24, Orlando. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,455 square feet of living space. Listed at $575,000 (about $234/sqft), 44 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 quarterly.

From the listing

Beautiful Tri-Split Pool Home in Desirable Waterford Lakes! Welcome to this spacious 4-bedroom, 4-bathroom home featuring a highly desirable tri-split floor plan, offering flexibility, privacy, and plenty of room for everyday living and entertaining. The open-concept kitchen flows seamlessly into the family room, creating an inviting gathering space with beautiful views of the pool and outdoor living area. For more formal occasions, the home also offers a formal dining room and separate formal living room, providing additional space for entertaining, hosting holidays, or simply enjoying the flexibility of multiple living areas. The spacious primary suite offers a truly unique feature with two separate, full bathrooms, providing exceptional convenience, privacy, and flexibility. One of the home's standout features is the pocket sliding doors that open from the living room directly to the pool and outdoor living area. When opened, these doors create an expansive indoor-outdoor space and an open-air feel that is perfect for entertaining or simply enjoying the beautiful Florida weather. Step outside to your own private oasis featuring a swimming pool and spa, creating the perfect setting for relaxing, entertaining, and enjoying the Florida lifestyle. The home is also ideally situated on a quiet cul-de-sac, offering a desirable setting with less through traffic. Located in the sought-after Waterford Lakes area, residents enjoy an impressive array of community amenities, including a community pool, covered playground, racquetball courts, pickleball courts, tennis courts, baseball field, dog park, sand volleyball courts, and miles of fabulous walking paths winding around beautiful lakes and ponds. The location is equally impressive, with convenient access to shopping, dining, major employers, and great schools. You're just minutes from UCF, Siemens, Lockheed Martin, Lake Nona's Medical City, one of the largest outdoor shopping destinations in the Southeast, Orlando's world-famous theme parks, and Florida's beautiful beaches. With a thoughtful tri-split floor plan, generous living spaces, two full primary bathrooms, seamless indoor-outdoor living, a private pool and spa, and a peaceful cul-de-sac location, this home offers the perfect combination of comfort, convenience, and the Central Florida lifestyle. Come discover why Waterford Lakes is such a wonderful place to live, work, and play!

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The essentials

Built
1995
Price / sqft
$234
On market
44 days
Annual tax
$8,566
HOA
$250/qtr
Flood zone
X · Low risk
Lot
8,694 sqft
Type
Single Family Residence

At a glance

Single family
Built 1995
Private pool
Indoor
2 car garage
8,694 sqft lot
Lot size
2,455 sqft
Living area

Payment

Est. monthly payment
$4,084/mo
Down payment (20%)
$115,000
Property taxes
$714/mo
HOA
$250/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1995
Lot
8,694 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Indoor
Days on Market
44
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Tray Ceiling(s)
Walk-in Closet(s)
Rain Gutters
Sidewalk
Dishwasher
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$8,566
Parcel #
26-22-31-9050-00-070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterford Lakes Tr N24
County
Orange
MLS Area
32828 - Orlando/Alafaya/Waterford Lakes
Lot Size
8,694 sqft
HOA
$250/qtr
Jessica Gomez/First Service Residential

Price history

Date
Event
Price
9/10/2026
Price change
Source: Stellar MLS #O6436947
$575,000-1.7%
$234/sqft
8/27/2026
Listed for sale
Source: Stellar MLS #O6436947
$585,000
$238/sqft

Neighborhood

514 Key CT
Orlando, FL, 32828 · 32828 - Orlando/Alafaya/Waterford Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $575,000
$570,000 – $575,000
99.5% – 100% of listTops out right at the list price
80% of listList price
117 of the last 227 home closings in 32828 landed at this number or higher (52%). The median one sat 22 days before it went under contract, and this one is on day 44 after a $10,000 cut.

Sample: 227 closed home sales in 32828 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,084/mo
Principal & interest$2,999
Property taxes$714
Insurance$288
HOA$83
Down payment20% · $115,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$575,000

$234 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,455 sq ft

Time on market

44 days

Year built

1995

Monthly payment

About $4,084/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,566 annual tax bill, insurance, and the $250/qtr HOA fee.

HOA fee

$250/qtr

Managed by Jessica Gomez/First Service Residential.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byUNITED REAL ESTATE PREFERREDListing agent: Jason HowellListing data from Stellar MLS, MLS# O6436947.

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