1582 Sepal St, photo 1
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Overview

4 bd3 ba2,384 sqft2 car garageSingle Family
TypeSingle Family
HOA$150/mo
Built2023
Lot5,227 sqft
Living area2,384 sqft
Price / sqft$344
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Kitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsStone CountersThermostatWalk-in Closet(s)

1582 Sepal St is a 2023-built home in Pennyroyal, Kissimmee. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,384 square feet of living space. Listed at $820,000 (about $344/sqft), 2 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $150 monthly.

From the listing

A truly distinctive residence where thoughtful design, craftsmanship, and sophisticated finishes come together to create a home unlike the ordinary. Extensively remodeled with exceptional attention to detail, this property showcases a warm contemporary aesthetic carried throughout with natural wood elements, designer lighting, custom accent walls, modern fixtures, and carefully selected finishes. Nearly every room reveals an unexpected architectural or design element, resulting in a level of customization rarely found in comparable homes. At the heart of the home is a truly exceptional chef-inspired kitchen where custom design and functionality come together beautifully. Calacatta quartz countertops, a generous center island, a sophisticated combination of crisp white and natural wood cabinetry, floor-to-ceiling storage, integrated appliances, designer lighting, geometric backsplash, pot filler, and thoughtfully incorporated accent lighting create a space that feels completely custom. A dedicated coffee station with floating wood shelving and a beverage/wine refrigerator adds another distinctive touch. The adjacent dining area continues the custom concept with a built-in dining island/table designed as an integral part of the space, creating a unique setting for everyday dining and entertaining. The Great Room is a showpiece of its own, featuring exposed wood beams, an impressive fireplace feature wall accented with stone and integrated wood storage, and a striking custom glass-enclosed wine display with warm wood detailing. Together, these architectural elements create a sophisticated yet inviting setting designed for both everyday living and entertaining. Even the staircase becomes part of the home's design, combining natural wood with contemporary black metal railings and distinctive lighting. The creativity continues into the bedrooms. One secondary bedroom features a one-of-a-kind custom built-in bunk/loft system with an integrated desk, shelving, and climbing features, creating an imaginative and highly functional space. The primary suite offers its own distinctive character with warm wood detailing and a fireplace feature, creating a relaxing private retreat. The bathrooms are equally impressive, with spa-inspired finishes including dramatic tilework, vessel sinks, contemporary black fixtures, frameless glass showers, custom vanities, illuminated mirrors, warm wood accents, and a freestanding soaking tub in the primary bath. Every space has been thoughtfully incorporated into the home's overall design rather than treated as an afterthought. Step outside and discover a private backyard oasis centered around a beautiful pool and spa completed in 2025. Its contemporary design, water features, integrated spa, generous paver decking, and multiple areas for relaxing and entertaining create a resort-inspired setting right at home. A covered patio extends the living space outdoors and provides the perfect place to enjoy the Florida lifestyle throughout the year. Solar panels provide an additional energy-conscious feature. From its highly customized interiors to its private outdoor retreat, this is far more than a typical remodeled home it is a residence transformed with creativity, personality, craftsmanship, and an extraordinary level of detail. This is a home that truly needs to be experienced in person to appreciate everything that makes it special. Furnishings may be available for purchase separately

The essentials

Built
2023
Price / sqft
$344
On market
42 days
Annual tax
$15,336
HOA
$150/mo
Flood zone
X500 · Low risk
Lot
5,227 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Water views
Pool
Private pool
Heated
2 car garage
Driveway
5,227 sqft lot
Lot size

Payment

Est. monthly payment
$6,115/mo
Down payment (20%)
$164,000
Property taxes
$1,278/mo
HOA
$150/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
5,227 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Driveway, Garage Door Opener, On Street
Pool
Gunite, Heated, In Ground, Lighting, Tile
Days on Market
42
Built-in Features
Ceiling Fans(s)
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Rain Gutters
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Pool
Sidewalks
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range Hood
Refrigerator
Washer
Water Softener
Wine Refrigerator
Elementary
Partin Settlement Elem
Middle
Neptune Middle (6-8)
High
Gateway High School (9 12)

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$15,336
Parcel #
36-25-29-4725-0001-0760

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pennyroyal
County
Osceola
MLS Area
34744 - Kissimmee
Lot Size
5,227 sqft
In CountyLevelSidewalkPaved
HOA
$150/mo
Access Diference

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #O6437501
$820,000
$344/sqft

Neighborhood

1582 Sepal St
Kissimmee, FL, 34744 · 34744 - Kissimmee

Market insights

Offer Insights

Choose an offer strength

List price: $820,000
$815,000 – $820,000
99.5% – 100% of listTops out right at the list price
80% of listList price
217 of the last 339 home closings in 34744 landed at this number or higher (64%). The median one sat 36 days before it went under contract, and this one is on day 42.

Sample: 339 closed home sales in 34744 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,115/mo
Principal & interest$4,277
Property taxes$1,278
Insurance$410
HOA$150
Down payment20% · $164,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$820,000

$344 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,384 sq ft

Time on market

42 days

Year built

2023

Monthly payment

About $6,115/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $15,336 annual tax bill, insurance, and the $150/mo HOA fee.

HOA fee

$150/mo

Managed by Access Diference.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byBAHIA INTERNATIONAL REALTYListing agent: Alexandra MateuListing data from Stellar MLS, MLS# O6437501.

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