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Overview

4 bd3 ba3,245 sqft3 car garageSingle Family
TypeSingle Family
HOA$151.49/mo
Built2025
Lot11,307 sqft
Living area3,245 sqft
Price / sqft$223
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenKitchen/Family Room ComboOpen FloorplanPrimarybedroom UpstairsSolid Surface CountersSolid Wood Cabinets

2985 Water Clover CT is a 2025-built home in Acuera Estates, Apopka. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,245 square feet of living space. Listed at $725,000 (about $223/sqft), 29 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $151.49 monthly.

From the listing

Virtually Staged. !! NEVER LIVED IN AND EXTENSIVELY UPGRADED AFTER PURCHASE !! *$15,000 Seller credit towards RATE BUY-DOWN* This beautifully finished home in Acuera Estates offers the feel of new construction without waiting to build, plus a long list of thoughtful upgrades already completed for you. Highlights include LUXURY VINYL PLANK FLOORING throughout, WHOLE-HOME PLANTATION SHUTTERS, upgraded lighting, fixtures and ceiling fans, an upgraded staircase, whole-home WATER SOFTENER AND FILTRATION system, hybrid water heater, EPOXY-COATED GARAGE FLOORS, interior and exterior paint, and a striking ELECTRIC FIREPLACE FEATURE WALL. Even the kitchen has been elevated with an LG Craft Ice refrigerator. Set on a PRIME .26-ACRE CORNER LOT on a CUL-DE-SAC, the home delivers extra breathing room, privacy, manicured landscaping, a covered front porch and fantastic CURB APPEAL. Inside, abundant space and a fresh, modern palette create a home that feels polished yet comfortable. The OPEN-CONCEPT MAIN FLOOR centers around a must-see CHEF'S KITCHEN featuring sleek countertops, extensive cabinetry and storage, a decorative backsplash, pendant lighting, built-in STAINLESS STEEL APPLIANCES and a HUGE ISLAND with bar seating. The kitchen flows seamlessly into the living area, where the custom fireplace wall creates an eye-catching focal point. The MAIN FLOOR BEDROOM & FULL BATH provide excellent flexibility for guests, multi-generational living or a private home office. Upstairs, a spacious BONUS/LOFT adds another versatile living area. The impressive PRIMARY SUITE has been further customized with an accent wall and a separate SITTING ROOM tucked behind stylish custom sliding doors, plus a large WALK-IN CLOSET and private en-suite bath. Two additional bedrooms share a full bath, while the conveniently located SECOND FLOOR LAUNDRY makes everyday routines easier. Outside, the WRAP AROUND LANAI creates plenty of room for relaxing, dining and entertaining, while the 3-CAR GARAGE provides excellent parking and storage. Furniture is also negotiable! The location within Acuera Estates is just as appealing, with a COMMUNITY PLAYGROUND and KELLY PARK K-8 only about a 2-minute walk away. Enjoy convenient access to the Northwest Recreation Complex, Jason Dwelley Sports Complex, SR-429, Kelly Park/Rock Springs, Wekiwa Springs State Park, shopping, dining and recreation, with the highly anticipated Wyld Oaks development also nearby. NEW, NEVER OCCUPIED, BEAUTIFULLY UPGRADED and ready for its next owner to call it HOME. Call today to schedule your tour!

The essentials

Built
2025
Price / sqft
$223
On market
38 days
Annual tax
$10,238
HOA
$151.49/mo
Flood zone
X · Low risk
Lot
11,307 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
3 car garage
Driveway
0.26 acres
Lot size
3,245 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$5,148/mo
Down payment (20%)
$145,000
Property taxes
$853/mo
HOA
$151.49/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
11,307 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
38
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Open Floorplan
Primarybedroom Upstairs
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Sprinkler Metered
Community Mailbox
Playground
Sidewalks
Street Lights
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range Hood
Refrigerator
Washer
Water Filtration System
Water Softener
Elementary
Kelly Park
Middle
Kelly Park
High
Apopka High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$10,238
Parcel #
18-20-28-0015-00-720

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Acuera Estates
County
Orange
MLS Area
32712 - Apopka
Lot Size
11,307 sqft
Corner LotCul-De-SacCity LimitsLandscapedOversized LotSidewalkPaved
HOA
$151.49/mo
First Service Residential

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #O6438017
$725,000-1.3%
$223/sqft
9/1/2026
Listed for sale
Source: Stellar MLS #O6438017
$734,500
$226/sqft

Neighborhood

2985 Water Clover CT
Apopka, FL, 32712 · 32712 - Apopka

Market insights

Offer Insights

Choose an offer strength

List price: $725,000
$720,000 – $725,000
99.5% – 100% of listTops out right at the list price
80% of listList price
184 of the last 340 home closings in 32712 landed at this number or higher (54%). The median one sat 37 days before it went under contract, and this one is on day 38 after a $9,500 cut.

Sample: 340 closed home sales in 32712 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,148/mo
Principal & interest$3,781
Property taxes$853
Insurance$363
HOA$151
Down payment20% · $145,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$725,000

$223 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,245 sq ft

Time on market

38 days

Year built

2025

Monthly payment

About $5,148/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,238 annual tax bill, insurance, and the $151.49/mo HOA fee.

HOA fee

$151.49/mo

Managed by First Service Residential.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWEMERT GROUP REALTY LLCListing agent: Jenny WemertListing data from Stellar MLS, MLS# O6438017.

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