12435 Orangewood Circle, photo 1
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Overview

2 bd2 ba1,105 sqftVilla
TypeVilla
HOA$250/mo
Built1988
Lot1,470 sqft
Living area1,105 sqft
Price / sqft$181

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPrimary Bedroom Main FloorThermostatWindow TreatmentsPrivate EntranceSidewalkStorage

12435 Orangewood Circle is a 1988-built home in Summit Chase Villas, Tavares. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,105 square feet of living space. Listed at $199,900 (about $181/sqft), 41 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 monthly.

From the listing

Enjoy easy, low-maintenance living in this beautifully updated 2-bedroom, 2-bath corner villa located in a desirable 55+ community in Tavares, Florida. Light, bright, and move-in ready, this well-maintained home features an updated kitchen and bathrooms, fresh interior paint, and easy-care flooring throughout with no carpet. The open floor plan connects the living room, kitchen, dinette, and Florida room, creating a comfortable space for everyday living and entertaining. The thoughtfully updated interior offers a fresh, modern feel while maintaining a warm and inviting atmosphere. Additional features include a covered parking space, an additional parking space, and a private storage closet. The HOA includes a great selection of amenities and services, including a community pool, clubhouse with activities and social gatherings, walking trails, exterior maintenance, and landscaping. Conveniently located near shopping, dining, medical facilities, and the charming lakefront downtown area of Tavares, this villa offers the perfect combination of comfort, convenience, and an easy Florida lifestyle. Highlights include: Roof (2018), HVAC (2018), Water Heater (2018), Interior Paint (2024).

The essentials

Built
1988
Price / sqft
$181
On market
41 days
Annual tax
$1,762
HOA
$250/mo
Flood zone
X · Low risk
Lot
1,470 sqft
Type
Villa

At a glance

Villa
Built 1988
Community pool
Shared amenity
Assigned parking
1,470 sqft lot
Lot size
1,105 sqft
Living area

Payment

Est. monthly payment
$1,540/mo
Down payment (20%)
$39,980
Property taxes
$147/mo
HOA
$250/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1988
Lot
1,470 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Covered, Open
Days on Market
41
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Window Treatments
Private Entrance
Sidewalk
Storage
Association Recreation - Owned
Buyer Approval Required
Deed Restrictions
Pool
Street Lights
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,762
Parcel #
31-19-26-0250-000-02100

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Summit Chase Villas
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
1,470 sqft
LandscapedLevelPaved
HOA
$250/mo
Summit Chase HOA

Price history

Date
Event
Price
9/4/2026
Listed for sale
Source: Stellar MLS #O6439509
$199,900
$181/sqft

Neighborhood

12435 Orangewood Circle
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $199,900
$199,900
99.5% – 100% of listTops out right at the list price
80% of listList price
11 of the last 17 townhouse or villa closings in 32778 landed at this number or higher (65%). The median one sat 56 days before it went under contract, and this one is on day 41.

Sample: 17 closed townhouse or villa sales in 32778 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,539/mo
Principal & interest$1,043
Property taxes$147
Insurance$100
HOA$250
Down payment20% · $39,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,900

$181 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,105 sq ft

Time on market

41 days

Year built

1988

Monthly payment

About $1,540/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,762 annual tax bill, insurance, and the $250/mo HOA fee.

HOA fee

$250/mo

Managed by Summit Chase HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFLORIDA REALTY INVESTMENTSListing agent: Rita PhillipsListing data from Stellar MLS, MLS# O6439509.

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