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About this home
2649 Whalebone Bay Dr is a 1990-built home in Bermuda Bay, Kissimmee. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,660 square feet of living space. Listed at $369,990 (about $223/sqft), 36 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $75 monthly.
COMPLETELY REMODEL 4-bedroom, 3-full-bath home in the heart of Kissimmee! This beautiful property offers modern updates, comfortable living spaces, and plenty of versatility. The home features no carpet, eat in kitchen space, granite countertops, backsplash in kitchen and bathrooms, new sink, new garbage disposal and ALL APPLIANCES are included as well as wired CAMERA system. Roof was replaced in 2018, water heater 2021, the house was re-pipped in 2024, and is fully fenced. One of the property’s standout features is the attached studio/bonus space with its own private entrance, offering a full bathroom, kitchen, and a converted split A/C unit. This flexible space is perfect for guests, extended family, a home quite office, or additional living arrangements. Enjoy the benefits of LOW HOA fees and NO CDD, making this property even more appealing. The property also features beautiful moringa plants, plantain and lemon trees, adding a unique touch to the outdoor space. Conveniently located in the heart of Kissimmee, close to Disney World, Orlando International Airport, shopping, dining, major roads, entertainment, and everything Central Florida has to enjoy. This one checks all the boxes! A must-see property with exceptional versatility and value! I would not wait!
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The essentials
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Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$369,990
$223 per sq ft
Beds and baths
4 beds, 3 baths
Size
1,660 sq ft
Time on market
36 days
Year built
1990
Monthly payment
About $2,357/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,000 annual tax bill, insurance, and the $75/mo HOA fee.
HOA fee
$75/mo
Managed by Association Management Group of Central.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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