440 Sweetwater Way, photo 1
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Overview

3 bd2 ba1,751 sqft2 car garageSingle Family
TypeSingle Family
HOA$300/mo
Built1994
Lot5,798 sqft
Living area1,751 sqft
Price / sqft$181
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersVaulted Ceiling(s)Rain GuttersSidewalk

440 Sweetwater Way is a 1994-built home in Sweetwater Golf & Tennis Club Add 02, Haines City. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,751 square feet of living space. Listed at $317,000 (about $181/sqft), 36 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $300 monthly.

From the listing

**FULLY FURNISHED with GOLF CART INCLUDED!!** Come visit this home in the 55+ Waterfront Community of Lake Henry Estates. As you step through the front door, your invited by the 11' ceilings and vinyl plank flooring throughout set the tone for this bright, open, 3-bedroom, 2-bathroom home. Head into the kitchen and you'll find granite countertops and a handy pantry. The primary suite offers great views an en-suite bathroom, spacious walk-in closet, and just past the living area, step into the air-conditioned sunroom, where you're greeted by a beautiful back porch and oversized backyard right outside the window. Take in the waterfront setting with no neighbors on two sides for added privacy. This home has been thoughtfully updated with a new roof (2025), replaced windows, a washer and dryer (2023), and a tankless hot water heater, plus an inside utility room, an insulated garage door with electric screen, brick pavers, and extra parking conveniently located nearby, great for entertaining. Everything is move-in ready. And once you step outside your front door, you're in the amazing lakeside, gated community of Lake Henry Estates, offering a 9-hole golf course, swimming, boating, tennis, 2 pickle ball courts, horseshoes, shuffleboard, card tournaments, a library, pool room, craft room, exercise room, and a pub with bar and karaoke, plus so much more, with multiple grocery stores including Publix, Winn-Dixie and Walmart located within 2 miles along with plenty of shopping and restaurants nearby. If you're looking for a worry free, Florida retreat, then look no further, this is definitely a Hidden Jewel of Polk County, coming fully furnished and move-in ready, so schedule a tour today and start living the good life!

The essentials

Built
1994
Price / sqft
$181
On market
36 days
Annual tax
$3,574
HOA
$300/mo
Flood zone
X · Low risk
Lot
5,798 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
Water views
Water
Community pool
Fitness center too
2 car garage
Driveway
5,798 sqft lot
Lot size

Payment

Est. monthly payment
$2,409/mo
Down payment (20%)
$63,400
Property taxes
$298/mo
HOA
$300/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
5,798 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
36
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Vaulted Ceiling(s)
Rain Gutters
Sidewalk
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Pool
Tennis Court(s)
Wheelchair Access
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Tankless Water Heater
Washer
Flood Zone X
Annual Tax (2025)
$3,574
Parcel #
26-27-36-520850-004400

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sweetwater Golf & Tennis Club Add 02
County
Polk
MLS Area
33844 - Haines City/Grenelefe
Lot Size
5,798 sqft
HOA
$300/mo
Office Manager

Price history

Date
Event
Price
9/7/2026
Listed for sale
Source: Stellar MLS #O6439733
$317,000
$181/sqft

Neighborhood

440 Sweetwater Way
Haines City, FL, 33844 · 33844 - Haines City/Grenelefe

Market insights

Offer Insights

Choose an offer strength

List price: $317,000
$315,000 – $317,000
99.5% – 100% of listTops out right at the list price
80% of listList price
374 of the last 555 home closings in 33844 landed at this number or higher (67%). The median one sat 46 days before it went under contract, and this one is on day 36.

Sample: 555 closed home sales in 33844 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,410/mo
Principal & interest$1,653
Property taxes$298
Insurance$159
HOA$300
Down payment20% · $63,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$317,000

$181 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,751 sq ft

Time on market

36 days

Year built

1994

Monthly payment

About $2,409/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,574 annual tax bill, insurance, and the $300/mo HOA fee.

HOA fee

$300/mo

Managed by Office Manager.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLIONHEART BROKERSListing agent: Claudia CentesimoListing data from Stellar MLS, MLS# O6439733.

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