Overview
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About this home
3680 Cabo Ln is a 2016-built home in Whaleys Creek Ph 1, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,972 square feet of living space. Listed at $349,900 (about $177/sqft), 38 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $99 monthly.
Bring your FHA loan and get up to $20,000 towards down payment and closing costs with a full price offer!! Take a look at this great 4 bedroom 3 full bathroom home situated on a nice corner lot inside Whaley's Creek. The open floor plan features a freshly painted (2026) the kitchen, living room and dining room, allowing for comfortable entertaining or every day living. The split floor plan offers a great layout for families or guests. The fourth bedroom has a full bathroom attached and could be used for guests or an office space. Enjoy spending time outside with the back covered porch area. This energy efficient home has solar panels currently providing monthly credits on the electric bill. The home also includes a water softener in the garage. Community features clubhouse, pool and playground. Minutes from the turnpike entrance and shopping. Book your showing today!
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Sample: 388 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$349,900
$177 per sq ft
Beds and baths
4 beds, 3 baths
Size
1,972 sq ft
Time on market
38 days
Year built
2016
Monthly payment
About $2,588/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,866 annual tax bill, insurance, and the $99/mo HOA fee.
HOA fee
$99/mo
Managed by Artemis.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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