9102 S Bay Dr, photo 1
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Overview

6 bd7 ba5,096 sqft2 car garageSingle Family
TypeSingle Family
HOA$800/yr
Built1986
Lot21,001 sqft
Living area5,096 sqft
Price / sqft$343
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsStone CountersBalconyBar FridgeDishwasherDryer

9102 S Bay Dr is a 1986-built home in South Bay Sec 02, Orlando. Inside you'll find 6 bedrooms, 7 bathrooms, and 5,096 square feet of living space. Listed at $1,749,999 (about $343/sqft), 23 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $800 semi-annually.

From the listing

A rare opportunity to own an impressive estate in the heart of Dr. Phillips. Set on nearly half an acre in the sought-after South Bay community, this exceptional pool home offers 6 bedrooms, 5.5 baths and an expansive 5,096 square feet of living space—designed for those who appreciate space, privacy and timeless elegance. Generous living and entertaining areas flow effortlessly toward your private outdoor retreat, where the pool creates the perfect setting for relaxed Florida living and unforgettable gatherings. Important to note AC replaced 2016, Roof 2019, Water Heater 2019, Balcony 2026, Pool Resurface 2026. Ideally positioned near Restaurant Row, world-class golf, upscale shopping and Orlando’s premier attractions, this home delivers the space of a private estate with the convenience of one of Central Florida’s most desirable locations. More than a home—it’s an opportunity to create your next chapter in South Bay.

The essentials

Built
1986
Price / sqft
$343
On market
31 days
Annual tax
$18,211
HOA
$800/yr
Flood zone
X · Low risk
Lot
21,001 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
Private pool
In Ground
2 car garage
0.48 acres
Lot size
5,096 sqft
Living area

Payment

Est. monthly payment
$11,586/mo
Down payment (20%)
$350,000
Property taxes
$1,518/mo
HOA
$800/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
21,001 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
31
Ceiling Fans(s)
Crown Molding
High Ceilings
Stone Counters
Balcony
Bar Fridge
Dishwasher
Dryer
Microwave
Refrigerator
Wine Refrigerator
Elementary
Dr. Phillips Elem
Middle
Southwest Middle
High
Dr. Phillips High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2026)
$18,211
Parcel #
27-23-28-8150-00-880

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
South Bay Sec 02
County
Orange
MLS Area
32819 - Orlando/Bay Hill/Sand Lake
Lot Size
21,001 sqft
HOA
$800/yr
South Bay Homeowners Association

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #O6440005
$1,749,999-2.8%
$343/sqft
9/8/2026
Listed for sale
Source: Stellar MLS #O6440005
$1,799,999
$353/sqft

Neighborhood

9102 S Bay Dr
Orlando, FL, 32819 · 32819 - Orlando/Bay Hill/Sand Lake

Market insights

Offer Insights

Choose an offer strength

List price: $1,749,999
$1.71M – $1.75M
97.9% – 100% of listTops out right at the list price
80% of listList price
64 of the last 127 home closings in 32819 landed at this number or higher (50%). The median one sat 28 days before it went under contract, and this one is on day 31 after a $50,000 cut.

Sample: 127 closed home sales in 32819 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$11,586/mo
Principal & interest$9,127
Property taxes$1,518
Insurance$875
HOA$67
Down payment20% · $350,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,749,999

$343 per sq ft

Beds and baths

6 beds, 7 baths

Size

5,096 sq ft

Time on market

31 days

Year built

1986

Monthly payment

About $11,586/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $18,211 annual tax bill, insurance, and the $800/yr HOA fee.

HOA fee

$800/yr

Managed by South Bay Homeowners Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byIAD REAL ESTATEListing agent: Loyda AyalaListing data from Stellar MLS, MLS# O6440005.

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