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Overview

4 bd2 ba2,221 sqftSingle Family
TypeSingle Family
HOANone listed
Built1982
Lot10,368 sqft
Living area2,221 sqft
Price / sqft$72

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About this home

40105 Palm St is a 1982-built home in Carlton Village Park, Lady Lake. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,221 square feet of living space. Listed at $159,000 (about $72/sqft), 32 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Opportunity awaits with this spacious Lady Lake home offering unique architectural character and plenty of potential for renovation and customization. The neighboring vacant lot directly to the west is also available for sale and may be purchased together with the home, providing an exceptional opportunity for additional land, privacy, outdoor space, or future possibilities. Situated beneath mature oak trees in a peaceful residential setting, the home features a distinctive metal roof, vaulted ceilings, a dramatic floor to ceiling stone fireplace, open living space, loft area, wood accents, and multiple flexible living areas. Conveniently located near shopping, dining, recreation and The Villages, with Lake Griffin State Park nearby offering boating, fishing, paddling, hiking and other outdoor activities. Buyer to verify all property information, condition, zoning, utilities and intended use.

The essentials

Built
1982
Price / sqft
$72
On market
32 days
Annual tax
$3,507
Flood zone
X · Low risk
Lot
10,368 sqft
Type
Single Family Residence

At a glance

Single family
Built 1982
10,368 sqft lot
Lot size
2,221 sqft
Living area

Payment

Est. monthly payment
$1,201/mo
Down payment (20%)
$31,800
Property taxes
$292/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1982
Lot
10,368 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
32
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,507
Parcel #
11-18-24-0100-029-00800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Carlton Village Park
County
Lake
MLS Area
32159 - Lady Lake (The Villages)
Lot Size
10,368 sqft

Price history

Date
Event
Price
10/7/2026
Price change
Source: Stellar MLS #O6440018
$159,000-15.9%
$72/sqft
9/9/2026
Listed for sale
Source: Stellar MLS #O6440018
$189,000
$85/sqft

Neighborhood

40105 Palm St
Lady Lake, FL, 32159 · 32159 - Lady Lake (The Villages)

Market insights

Offer Insights

Choose an offer strength

List price: $159,000
$155,000 – $159,000
98.1% – 100% of listTops out right at the list price
80% of listList price
135 of the last 268 home closings in 32159 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 32 after a $30,000 cut.

Sample: 268 closed home sales in 32159 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,201/mo
Principal & interest$829
Property taxes$292
Insurance$80
Down payment20% · $31,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$159,000

$72 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,221 sq ft

Time on market

32 days

Year built

1982

Monthly payment

About $1,201/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,507 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCORBELO LLCListing agent: Michael KaraListing data from Stellar MLS, MLS# O6440018.

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