1012 Karen Ridge CT, photo 1
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Overview

3 bd2 ba1,604 sqft2 car garageSingle Family
TypeSingle Family
HOA$70/yr
Built1991
Lot9,583 sqft
Living area1,604 sqft
Price / sqft$293
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenWalk-in Closet(s)GardenPrivate EntrancePrivate MailboxPrivate YardSidewalk

1012 Karen Ridge CT is a 1991-built home in Indian Ridge Unit 4, Kissimmee. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,604 square feet of living space. Listed at $470,000 (about $293/sqft), 38 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $70 annually.

From the listing

AIRBNB PERMITTED — Excellent opportunity for short-term rental income. Welcome home! This beautifully maintained 3-bedroom, 2-bath pool home offers the perfect blend of comfort, charm, and Florida living. Nestled in the highly desirable Indian Ridge community, this inviting residence features spacious living areas, a private screened-in pool, and access to neighborhood amenities including parks, playgrounds, tennis courts, sidewalks, and a community pool. Whether relaxing outdoors, enjoying cozy evenings inside, or taking advantage of the convenient Kissimmee location near shopping, dining, and major attractions, this home delivers an ideal lifestyle for families, first-time buyers, or investors. Move-in ready and waiting for you!

The essentials

Built
1991
Price / sqft
$293
On market
38 days
Annual tax
$6,523
HOA
$70/yr
Flood zone
X · Low risk
Lot
9,583 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
Private pool
Gunite
2 car garage
9,583 sqft lot
Lot size
1,604 sqft
Living area

Payment

Est. monthly payment
$3,236/mo
Down payment (20%)
$94,000
Property taxes
$544/mo
HOA
$70/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
9,583 sqft
Cooling
Central Air
Heating
Electric, Natural Gas
Parking
-
Pool
Gunite, In Ground, Screen Enclosure
Days on Market
38
Ceiling Fans(s)
Eat-in Kitchen
Walk-in Closet(s)
Garden
Private Entrance
Private Mailbox
Private Yard
Sidewalk
Street Lights
Dishwasher
Disposal
Dryer
Gas Water Heater
Range
Refrigerator
Elementary
Celebration K-8
Middle
West Side
High
Celebration High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,523
Parcel #
22-25-27-3546-0001-4520

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Indian Ridge Unit 4
County
Osceola
MLS Area
34747 - Kissimmee/Celebration
Lot Size
9,583 sqft
HOA
$70/yr
Gwen

Price history

Date
Event
Price
9/7/2026
Listed for sale
Source: Stellar MLS #O6440041
$470,000
$293/sqft

Neighborhood

1012 Karen Ridge CT
Kissimmee, FL, 34747 · 34747 - Kissimmee/Celebration

Market insights

Offer Insights

Choose an offer strength

List price: $470,000
$457,500 – $470,000
97.5% – 100% of listTops out right at the list price
80% of listList price
146 of the last 290 home closings in 34747 landed at this number or higher (50%). The median one sat 61 days before it went under contract, and this one is on day 38.

Sample: 290 closed home sales in 34747 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,236/mo
Principal & interest$2,451
Property taxes$544
Insurance$235
HOA$6
Down payment20% · $94,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$470,000

$293 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,604 sq ft

Time on market

38 days

Year built

1991

Monthly payment

About $3,236/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,523 annual tax bill, insurance, and the $70/yr HOA fee.

HOA fee

$70/yr

Managed by Gwen.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byPROPERTY OUTLET INTERNATIONALListing agent: Lucy FerreiraListing data from Stellar MLS, MLS# O6440041.

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