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Overview

2 bd2 ba935 sqftVilla
TypeVilla
HOA$250/mo
Built1989
Lot1,496 sqft
Living area935 sqft
Price / sqft$187

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Open FloorplanSolid Surface CountersSolid Wood CabinetsSplit BedroomThermostatGarden

12422 Clubhouse CT is a 1989-built home in Summit Chase Villas Ph 01 Amd, Tavares. Inside you'll find 2 bedrooms, 2 bathrooms, and 935 square feet of living space. Listed at $175,000 (about $187/sqft), 36 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 monthly.

From the listing

Virtually Staged. Welcome to easy Florida living in this meticulously maintained, 2-bedroom, 2-bath villa in Summit Chase Villas, a desirable 55+ community. This well-maintained home offers an inviting open floor plan with vaulted ceilings, skylight, an abundance of natural light and easy to maintain tile and luxury vinyl plank flooring. The newly updated kitchen features stainless steel appliances, white shaker cabinets, tile backsplash and quartz countertops. Recent updates include fresh interior paint, new ceiling fans, new lighting, new toilets, new blinds and new washer and dryer. Enjoy additional flexible living space in the enclosed rear porch, plus a paver patio and covered front porch perfect for relaxing outdoors. A covered carport with two designated parking spaces and exterior storage add convenience. Residents enjoy a low-maintenance lifestyle. The HOA covers the grounds, roofs and exterior building maintenance. Enjoy the convenience of the community amenities directly across from this villa, which includes the sparkling pool, shuffleboard, clubhouse and sidewalks. Ideally located near downtown Tavares, the Harris Chain of Lakes, waterfront dining, shopping, entertainment, and charming Mount Dora. Tavares, Mount Dora, and Eustis form the Golden Triangle, a cluster of three neighboring lakeside cities in Lake County, Florida known for their small-town charm, Boutique shopping, fine dining, art galleries, scenic lakefront walking paths, and annual festivals. Tavares is known as "America's Seaplane City," featuring seaplane tours, waterfront parks, and casual eateries. Whether you’re looking for a full-time Florida retreat, seasonal escape, or a carefree 55+ lifestyle, this exceptional villa offers the opportunity to live more and maintain less.

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The essentials

Built
1989
Price / sqft
$187
On market
36 days
Annual tax
$1,207
HOA
$250/mo
Flood zone
X · Low risk
Lot
1,496 sqft
Type
Villa

At a glance

Villa
Built 1989
Community pool
Shared amenity
Assigned parking
1,496 sqft lot
Lot size
935 sqft
Living area

Payment

Est. monthly payment
$1,351/mo
Down payment (20%)
$35,000
Property taxes
$101/mo
HOA
$250/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1989
Lot
1,496 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned, Covered, Guest, Reserved
Days on Market
36
Cathedral Ceiling(s)
Ceiling Fans(s)
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Thermostat
Garden
Lighting
Rain Gutters
Sidewalk
Storage
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Irrigation-reclaimed Water
Pool
Sidewalks
Special Community Restrictions
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,207
Parcel #
31-19-26-0255-000-05800

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Summit Chase Villas Ph 01 Amd
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
1,496 sqft
In CountyLandscapedSidewalkUnincorporated
HOA
$250/mo
Rick Horner

Price history

Date
Event
Price
10/15/2026
Price change
Source: Stellar MLS #O6440623
$175,000-2.8%
$187/sqft
9/10/2026
Listed for sale
Source: Stellar MLS #O6440623
$180,000
$193/sqft

Neighborhood

12422 Clubhouse CT
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $175,000
$175,000
99.5% – 100% of listTops out right at the list price
80% of listList price
11 of the last 17 townhouse or villa closings in 32778 landed at this number or higher (65%). The median one sat 56 days before it went under contract, and this one is on day 36 after a $5,000 cut.

Sample: 17 closed townhouse or villa sales in 32778 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,351/mo
Principal & interest$913
Property taxes$101
Insurance$88
HOA$250
Down payment20% · $35,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$175,000

$187 per sq ft

Beds and baths

2 beds, 2 baths

Size

935 sq ft

Time on market

36 days

Year built

1989

Monthly payment

About $1,351/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,207 annual tax bill, insurance, and the $250/mo HOA fee.

HOA fee

$250/mo

Managed by Rick Horner.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byTHE PROPERTY PROS REAL ESTATE, INCListing agent: Kerry GutierrezListing data from Stellar MLS, MLS# O6440623.

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