102 Terrace Ridge Cir #102, photo 1
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Overview

3 bd2 ba1,542 sqftCondominium
TypeCondominium
HOA$692.69/mo
Built2005
Lot684 sqft
Living area1,542 sqft
Price / sqft$146

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboClubhouseCommunity MailboxFitness CenterGated Community - GuardPoolSidewalks

102 Terrace Ridge Cir #102 is a 2005-built home in Terrace Ridge At Town Center East Condo, Davenport. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,542 square feet of living space. Listed at $225,000 (about $146/sqft), 37 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $692.69 monthly.

From the listing

FULLY FURNISHED, TURNKEY & SHORT-TERM RENTAL READY! Whether you're looking for a primary residence, Florida vacation home, or an income-producing property for Airbnb or Vrbo, this beautifully maintained 3-bedroom, 2-bath condo offers flexibility from day one. Located on the MAIN FLOOR with NO STAIRS OR ELEVATORS, the unit provides easy access for owners and vacation guests alike—especially convenient when bringing in groceries, luggage, or for anyone with mobility concerns. Inside, you'll find an exceptionally clean, non-smoking, pet-free home featuring an OPEN-CONCEPT kitchen and living area, quality laminate and tile flooring throughout, and plenty of storage. The desirable SPLIT-BEDROOM FLOOR PLAN provides privacy, with the primary suite, ensuite bath, and walk-in closet at one end and two additional bedrooms with a spacious shared bath at the other. A built-in desk offers a dedicated work-from-home space, and the separate in-unit laundry room includes the washer and dryer. Step outside to the SCREENED LANAI and enjoy convenient direct access outdoors. Offered FULLY FURNISHED and truly TURNKEY, the condo includes quality furniture, a fully equipped kitchen with dishes, glassware and small appliances, plus linens, towels and more. Move right in, enjoy it as your Florida getaway, or prepare it for short-term rental guests without the expense and hassle of furnishing from scratch. The buildings roof was replaced in 2025. HOA fees include water, cable, high-speed internet, select streaming services, valet trash pickup and property maintenance, along with access to a heated community pool, jacuzzi, volleyball court, game room, fitness center and clubhouse. The CENTRAL FLORIDA LOCATION puts you close to golf, shopping, restaurants, theme parks and I-4. Orlando International Airport is approximately 35 minutes away, the Space Coast beaches about 1 hour 15 minutes, and Gulf Coast beaches approximately 1 hour 30 minutes away. PRIMARY HOME, VACATION GETAWAY OR SHORT-TERM RENTAL INVESTMENT—this one is ready to go. Just bring your suitcase!

The essentials

Built
2005
Price / sqft
$146
On market
37 days
Annual tax
$2,804
HOA
$692.69/mo
Flood zone
X · Low risk
Lot
684 sqft
Type
Condominium

At a glance

Condo
4 stories · 2005
Community pool
Fitness center too
1,542 sqft
Living area

Payment

Est. monthly payment
$2,212/mo
Down payment (20%)
$45,000
Property taxes
$234/mo
HOA
$692.69/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2005
Lot
684 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
37
Ceiling Fans(s)
Living Room/Dining Room Combo
Clubhouse
Community Mailbox
Fitness Center
Gated Community - Guard
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,804
Parcel #
27-26-02-701011-008150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terrace Ridge At Town Center East Condo
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
684 sqft
HOA
$692.69/mo
Blue Sky Property Management

Price history

Date
Event
Price
9/9/2026
Listed for sale
Source: Stellar MLS #O6440626
$225,000
$146/sqft

Neighborhood

102 Terrace Ridge Cir #102
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $225,000
$217,500 – $225,000
97.1% – 100% of listTops out right at the list price
80% of listList price
30 of the last 58 condo closings in 33896 landed at this number or higher (52%). The median one sat 65 days before it went under contract, and this one is on day 37.

Sample: 58 closed condo sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,213/mo
Principal & interest$1,173
Property taxes$234
Insurance$113
HOA$693
Down payment20% · $45,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$225,000

$146 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,542 sq ft

Time on market

37 days

Year built

2005

Monthly payment

About $2,212/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,804 annual tax bill, insurance, and the $692.69/mo HOA fee.

HOA fee

$692.69/mo

Managed by Blue Sky Property Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byIN TOUCH REAL ESTATE LLCListing agent: D'Anne KinCannonListing data from Stellar MLS, MLS# O6440626.

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