729 Secret Harbor Ln #105, photo 1
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Overview

2 bd2 ba947 sqftCondominium
TypeCondominium
HOA$535.12/mo
Built1991
Living area947 sqft
Price / sqft$174

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboDeed RestrictionsFitness CenterParkPlaygroundPoolTennis Court(s)

729 Secret Harbor Ln #105 is a 1991-built home in Regency Park At Lake Mary A Condo, Lake Mary. Inside you'll find 2 bedrooms, 2 bathrooms, and 947 square feet of living space. Listed at $165,000 (about $174/sqft), 34 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $535.12 monthly.

From the listing

Lake Mary 2BR/2BA First-Floor Condo with Pool View! Enjoy easy first-floor living in this 947 sq. ft. condo featuring a split floor plan, tile flooring throughout, updated appliances, and a screened porch overlooking the community pool. Located in a gated community with two pools, fitness center, tennis courts, playground, fishing pier, and on-site management. Conveniently located near shopping, dining, major roadways, and highly rated Seminole County schools. Tenant occupied through 1/31/27 with excellent tenants in place paying $1575/mo. Great opportunity for an investor or buyer planning for future occupancy.

The essentials

Built
1991
Price / sqft
$174
On market
34 days
Annual tax
$2,114
HOA
$535.12/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 1991
Community pool
Fitness center too
947 sqft
Living area

Payment

Est. monthly payment
$1,655/mo
Down payment (20%)
$33,000
Property taxes
$176/mo
HOA
$535.12/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1991
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Open
Days on Market
34
Ceiling Fans(s)
Living Room/Dining Room Combo
Deed Restrictions
Fitness Center
Park
Playground
Pool
Tennis Court(s)
Dishwasher
Range Hood
Refrigerator
Elementary
Longwood Elementary
Middle
Greenwood Lakes Middle
High
Lake Mary High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$2,114
Parcel #
19-20-30-520-0400-1050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Regency Park At Lake Mary A Condo
County
Seminole
MLS Area
32746 - Lake Mary / Heathrow
Lot Size
-
City Limits
HOA
$535.12/mo
Mike Piazza

Price history

Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #O6440661
$165,000
$174/sqft

Neighborhood

729 Secret Harbor Ln #105
Lake Mary, FL, 32746 · 32746 - Lake Mary / Heathrow

Market insights

Offer Insights

Choose an offer strength

List price: $165,000
$165,000
99.5% – 100% of listTops out right at the list price
80% of listList price
37 of the last 62 condo closings in 32746 landed at this number or higher (60%). The median one sat 35 days before it went under contract, and this one is on day 34.

Sample: 62 closed condo sales in 32746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,654/mo
Principal & interest$861
Property taxes$176
Insurance$83
HOA$535
Down payment20% · $33,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$165,000

$174 per sq ft

Beds and baths

2 beds, 2 baths

Size

947 sq ft

Time on market

34 days

Year built

1991

Monthly payment

About $1,655/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,114 annual tax bill, insurance, and the $535.12/mo HOA fee.

HOA fee

$535.12/mo

Managed by Mike Piazza.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPORZIG REALTYListing agent: Derrick ThomasListing data from Stellar MLS, MLS# O6440661.

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