5096 Salado Dr, photo 1
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Overview

4 bd4 ba2,575 sqft2 car garageSingle Family
TypeSingle Family
HOA$110/mo
Built2026
Lot6,000 sqft
Living area2,575 sqft
Price / sqft$205
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Saturday, Oct 10 · 10:00 AM to 5:00 PM

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
LAKESIDE AT SATILLA
Type
Single Family Residence

True monthly carry

HOA
~$110/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersLightingRain GuttersSidewalkDog Park

5096 Salado Dr is a 2026-built home in Lakeside At Satilla, St Cloud. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,575 square feet of living space. Listed at $526,990 (about $205/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 monthly.

From the listing

Under Construction. This 2,575 sq. ft. Shenandoah offers thoughtfully designed 2-story living with 4 bedrooms, 3.5 baths and a 2-car garage. A walk-in pantry enhances the open, flowing space and connectedness of the kitchen and dining area. The owner’s suite has a large walk-in closet and linen storage. A loft offers even more flexible living space.

The essentials

Built
2026
Price / sqft
$205
On market
28 days
Annual tax
$0
HOA
$110/mo
Flood zone
X · Low risk
Lot
6,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
6,000 sqft lot
Lot size
2,575 sqft
Living area

Payment

Est. monthly payment
$3,802/mo
Down payment (20%)
$105,398
Property taxes
$0/mo
HOA
$110/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
28
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Lighting
Rain Gutters
Sidewalk
Dog Park
Park
Playground
Pool
Sidewalks
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Hickory Tree Elem
Middle
Narcoossee Middle

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$0
Parcel #
05-26-31-0645-0001-1150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakeside At Satilla
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
6,000 sqft
Paved
HOA
$110/mo
Steven Ervin

Price history

Date
Event
Price
9/12/2026
Listed for sale
Source: Stellar MLS #O6441263
$526,990
$205/sqft

Neighborhood

5096 Salado Dr
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $526,990
$525,000 – $526,990
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 474 home closings in 34771 landed at this number or higher (64%). The median one sat 36 days before it went under contract, and this one is on day 28.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,803/mo
Principal & interest$2,748
Property taxes$681
Insurance$263
HOA$110
Down payment20% · $105,398
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$526,990

$205 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,575 sq ft

Time on market

28 days

Year built

2026

Monthly payment

About $3,802/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $110/mo HOA fee.

HOA fee

$110/mo

Managed by Steven Ervin.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMATTAMY REAL ESTATE SERVICESListing agent: Elizabeth ManchesterListing data from Stellar MLS, MLS# O6441263.

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