445 Cottonwood Dr, photo 1
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Overview

2 bd3 ba1,200 sqftTownhouse
TypeTownhouse
HOA$55/mo
Built1983
Lot2,702 sqft
Living area1,200 sqft
Price / sqft$228

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Sunday, Oct 11 · 2:00 PM to 7:00 PM

About this home

Living Room/Dining Room ComboWalk-in Closet(s)PlaygroundSidewalksDisposalDryerMicrowaveWasher

445 Cottonwood Dr is a 1983-built home in Oakland Village Sec 2, Altamonte Springs. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,200 square feet of living space. Listed at $273,000 (about $228/sqft), 27 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $55 monthly.

From the listing

---FREE 1 YEAR 1% RATE BUY DOWN WITH PREFERRED LENDER---Picture coming home to a space that feels welcoming from the moment you walk in. At 445 Cottonwood Drive, the open living and dining area makes it easy to spend time together, while the stone fireplace adds character and warmth. Step out to the screened patio for a slow morning coffee, or enjoy an evening in the fenced backyard. Upstairs, both bedrooms have their own full bathrooms, giving everyone a little more privacy. A half bath downstairs makes everyday life and hosting guests that much easier. Set on a corner lot in a charming and lively community, the home also offers a roof replaced in 2025, new hot water heater 2024, new floors throughout the downstairs, a backyard fence replaced in 2025, and HOA-maintained grass. With I-4 nearby and downtown Orlando within easy reach, you can enjoy the ease of getting where you need to go and the pleasure of coming home to a place that’s your own that is perfect for first time home buyers or family's looking for a place to call home.

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The essentials

Built
1983
Price / sqft
$228
On market
27 days
Annual tax
$3,786
HOA
$55/mo
Flood zone
X · Low risk
Lot
2,702 sqft
Type
Townhouse

At a glance

Townhouse
Built 1983
2,702 sqft lot
Lot size
1,200 sqft
Living area

Payment

Est. monthly payment
$1,931/mo
Down payment (20%)
$54,600
Property taxes
$316/mo
HOA
$55/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1983
Lot
2,702 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
27
Living Room/Dining Room Combo
Walk-in Closet(s)
Playground
Sidewalks
Disposal
Dryer
Microwave
Washer
Elementary
Forest City Elementary
Middle
Milwee Middle
High
Lyman High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,786
Parcel #
10-21-29-513-0000-0740

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oakland Village Sec 2
County
Seminole
MLS Area
32714 - Altamonte Springs West/Forest City
Lot Size
2,702 sqft
HOA
$55/mo
Chris Andersron

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #O6441734
$273,000-0.4%
$228/sqft
-
Price change
Source: Stellar MLS #O6441734
$274,000-0.4%
$228/sqft
9/14/2026
Listed for sale
Source: Stellar MLS #O6441734
$275,000
$229/sqft

Neighborhood

445 Cottonwood Dr
Altamonte Springs, FL, 32714 · 32714 - Altamonte Springs West/Forest City

Market insights

Offer Insights

Choose an offer strength

List price: $273,000
$272,500 – $273,000
99.5% – 100% of listTops out right at the list price
80% of listList price
14 of the last 23 townhouse or villa closings in 32714 landed at this number or higher (61%). The median one sat 25 days before it went under contract, and this one is on day 27 after a $2,000 cut.

Sample: 23 closed townhouse or villa sales in 32714 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,931/mo
Principal & interest$1,424
Property taxes$316
Insurance$137
HOA$55
Down payment20% · $54,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$273,000

$228 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,200 sq ft

Time on market

27 days

Year built

1983

Monthly payment

About $1,931/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,786 annual tax bill, insurance, and the $55/mo HOA fee.

HOA fee

$55/mo

Managed by Chris Andersron.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byTHE WILKINS WAY LLCListing agent: Kalee WilkinsListing data from Stellar MLS, MLS# O6441734.

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