1054 Lotus Cove CT #641, photo 1
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Overview

3 bd2 ba1,118 sqftCondominium
TypeCondominium
HOA$685.45/mo
Built1985
Lot361 sqft
Living area1,118 sqft
Price / sqft$125

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)ElevatorLiving Room/Dining Room ComboOpen FloorplanSplit BedroomThermostatWalk-in Closet(s)Tennis Court(s)

1054 Lotus Cove CT #641 is a 1985-built home in Lake Lotus Club 5 A Condo Rep, Altamonte Springs. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,118 square feet of living space. Listed at $140,000 (about $125/sqft), 28 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $685.45 monthly.

From the listing

Seller willing to provide $10,000 toward A/C maintenance or repair and assessments paid with an acceptable offer. Cozy 3-bedroom 2-bathroom condo, lots of natural light, on a fourth floor with elevator. With a screened back balcony overlooking a plush green landscape bordered by a conservation area in the background, ideally inviting for relaxation, Florida style. From the rear on the left side, you can get a peek of the tranquil water of Lake Lotus. This condo comes with all appliances, and tile floors. A large pool, tennis courts, volleyball area and a carwash are amenities in this community. Seminole State College , shopping and dining are all within a mile. Property sold AS-IS. Make your appointment now.

The essentials

Built
1985
Price / sqft
$125
On market
28 days
Annual tax
$1,978
HOA
$685.45/mo
Flood zone
X · Low risk
Lot
361 sqft
Type
Condominium

At a glance

Condo
4 stories · 1985
Water views
Trees/Woods
Community pool
Shared amenity
Assigned parking
1,118 sqft
Living area

Payment

Est. monthly payment
$1,650/mo
Down payment (20%)
$28,000
Property taxes
$165/mo
HOA
$685.45/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1985
Lot
361 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Assigned
Days on Market
28
Ceiling Fans(s)
Elevator
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Thermostat
Walk-in Closet(s)
Tennis Court(s)
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Elementary
Bear Lake Elementary
Middle
Teague Middle
High
Lake Brantley High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,978
Parcel #
21 21 29 508 0000 6410

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Lotus Club 5 A Condo Rep
County
Seminole
MLS Area
32714 - Altamonte Springs West/Forest City
Lot Size
361 sqft
HOA
$685.45/mo
op Notch Property Managemen

Price history

Date
Event
Price
9/26/2026
Price change
Source: Stellar MLS #O6441944
$140,000-3.4%
$125/sqft
9/15/2026
Listed for sale
Source: Stellar MLS #O6441944
$145,000
$130/sqft

Neighborhood

1054 Lotus Cove CT #641
Altamonte Springs, FL, 32714 · 32714 - Altamonte Springs West/Forest City

Market insights

Offer Insights

Choose an offer strength

List price: $140,000
$139,000 – $140,000
99.5% – 100% of listTops out right at the list price
80% of listList price
65 of the last 112 condo closings in 32714 landed at this number or higher (58%). The median one sat 49 days before it went under contract, and this one is on day 28 after a $5,000 cut.

Sample: 112 closed condo sales in 32714 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,650/mo
Principal & interest$730
Property taxes$165
Insurance$70
HOA$685
Down payment20% · $28,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$140,000

$125 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,118 sq ft

Time on market

28 days

Year built

1985

Monthly payment

About $1,650/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,978 annual tax bill, insurance, and the $685.45/mo HOA fee.

HOA fee

$685.45/mo

Managed by op Notch Property Managemen.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Benjamin UrrutiaListing data from Stellar MLS, MLS# O6441944.

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