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Overview

3 bd2 ba1,394 sqft2 car garageVilla
TypeVilla
HOA$639/qtr
Built1984
Lot3,251 sqft
Living area1,394 sqft
Price / sqft$233
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanVaulted Ceiling(s)Walk-in Closet(s)Hurricane ShuttersClubhousePoolTennis Court(s)

107 Deer Lake Cir is a 1984-built home in Trails North Forty Rep, Ormond Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,394 square feet of living space. Listed at $325,000 (about $233/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $639 quarterly.

From the listing

Welcome to 107 Deer Lake Circle, a beautiful lakefront home nestled in the highly desirable Trails North Forty community in Ormond Beach. Offering the perfect blend of comfort, style, and convenience, this well-maintained residence features an inviting floor plan, abundant natural light, and thoughtfully designed living spaces ideal for both everyday living and entertaining. At the heart of the home is the recently updated kitchen, which seamlessly flows into the spacious living area featuring a cozy fireplace. Large windows showcase stunning lake views, creating a warm and tranquil atmosphere throughout the main living spaces. The private primary suite serves as a peaceful retreat, where you'll enjoy serene water views to start and end each day. Additional bedrooms provide flexibility for family, guests, or a home office. Practical features include an inside laundry room, a spacious two-car garage, and roll-down hurricane shutters, offering both convenience and peace of mind. Step outside and embrace the Florida lifestyle while taking in the beauty of the lake and surrounding natural scenery. Whether enjoying your morning coffee, entertaining friends, or simply unwinding, the picturesque waterfront setting provides the perfect backdrop. Residents of The Trails North Forty enjoy access to exceptional community amenities, including a swimming pool, tennis courts, and pickleball courts, creating endless opportunities for recreation and social enjoyment. Conveniently located near shopping, dining, golf courses, parks, and the beautiful beaches of Ormond Beach, this exceptional home combines scenic lakefront living with easy access to everything the area has to offer. New roof in 2017, HVAC 2018, Roll-down hurricane shutters installed in 2018. Don't miss this rare opportunity to own a lakefront home in one of Ormond Beach's most sought-after communities!

The essentials

Built
1984
Price / sqft
$233
On market
22 days
Annual tax
$4,048
HOA
$639/qtr
Flood zone
X · Low risk
Lot
3,251 sqft
Type
Villa

At a glance

Villa
Built 1984
Water views
Water
Community pool
Shared amenity
2 car garage
Garage Door Opener
3,251 sqft lot
Lot size

Payment

Est. monthly payment
$2,408/mo
Down payment (20%)
$65,000
Property taxes
$337/mo
HOA
$639/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Villa
Year Built
1984
Lot
3,251 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
22
High Ceilings
Open Floorplan
Vaulted Ceiling(s)
Walk-in Closet(s)
Hurricane Shutters
Clubhouse
Pool
Tennis Court(s)
Dishwasher
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Elementary
Tomoka Elem
Middle
David C Hinson Sr Middle
High
Seabreeze High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$4,048
Parcel #
4220-24-00-0870

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Trails North Forty Rep
County
Volusia
MLS Area
32174 - Ormond Beach
Lot Size
3,251 sqft
Paved
HOA
$639/qtr
Marlene Day

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #O6442001
$325,000
$233/sqft

Neighborhood

107 Deer Lake Cir
Ormond Beach, FL, 32174 · 32174 - Ormond Beach

Market insights

Offer Insights

Choose an offer strength

List price: $325,000
$320,000 – $325,000
98.3% – 100% of listTops out right at the list price
80% of listList price
19 of the last 37 townhouse or villa closings in 32174 landed at this number or higher (51%). The median one sat 56 days before it went under contract, and this one is on day 22.

Sample: 37 closed townhouse or villa sales in 32174 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,408/mo
Principal & interest$1,695
Property taxes$337
Insurance$163
HOA$213
Down payment20% · $65,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$325,000

$233 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,394 sq ft

Time on market

22 days

Year built

1984

Monthly payment

About $2,408/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,048 annual tax bill, insurance, and the $639/qtr HOA fee.

HOA fee

$639/qtr

Managed by Marlene Day.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNEWKIRK INVESTMENTS, LLCListing agent: Kelly BauknechtListing data from Stellar MLS, MLS# O6442001.

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