11 Minnesota Ave, photo 1
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Overview

3 bd3 ba1,795 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1986
Lot11,238 sqft
Living area1,795 sqft
Price / sqft$217
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorAwning(s)DishwasherDisposal

11 Minnesota Ave is a 1986-built home in Lake Front Add To Town Of St Cloud, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,795 square feet of living space. Listed at $389,000 (about $217/sqft), 2 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Virtually Staged. Welcome to 11 Minnesota Ave in St. Cloud! This spacious single story 3-bedroom, 3-bathroom single-family home offers approximately 1,795 square feet of living space on a generous 0.26-acre lot. The home provides a comfortable layout with plenty of space for everyday living, entertaining, and relaxing. This property features A brand NEW ROOF, replaced HVAC in 2023, sits on a corner lot with large driveway and additional rear parking pad, two car garage, and is only a block away from lake Toho. The open layout and high ceilings create a welcoming space when first walking into the home. The living room features sliding glass doors leading to a large screened covered rear patio area perfect for relaxing with a cup of morning coffee or hosting guests. The primary suite features a remodeled walk in shower and vanity. Two additional bedrooms and bathrooms sit on the opposite side of the home, along with a large laundry room area. With a sizable lot and nearly 1,800 square feet of living area, this home offers an excellent opportunity for buyers looking for space and flexibility in a well-established residential area. Come see the possibilities at 11 Minnesota Ave and envision making this St. Cloud property your next home!

The essentials

Built
1986
Price / sqft
$217
On market
2 days
Annual tax
$1,185
Flood zone
AE
Lot
11,238 sqft
Type
Single Family Residence

At a glance

Single family
Built 1986
2 car garage
0.26 acres
Lot size
1,795 sqft
Living area

Payment

Est. monthly payment
$2,322/mo
Down payment (20%)
$77,800
Property taxes
$99/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1986
Lot
11,238 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
2
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Awning(s)
Dishwasher
Disposal
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$1,185
Parcel #
01-26-30-0650-0001-0682

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Front Add To Town Of St Cloud
County
Osceola
MLS Area
34769 - St Cloud (City of St Cloud)
Lot Size
11,238 sqft
Corner Lot

Price history

Date
Event
Price
10/13/2026
Listed for sale
Source: Stellar MLS #O6442289
$389,000
$217/sqft

Neighborhood

11 Minnesota Ave
St Cloud, FL, 34769 · 34769 - St Cloud (City of St Cloud)

Market insights

Offer Insights

Choose an offer strength

List price: $389,000
$387,500 – $389,000
99.5% – 100% of listTops out right at the list price
80% of listList price
89 of the last 158 home closings in 34769 landed at this number or higher (56%). The median one sat 35 days before it went under contract, and this one is on day 2.

Sample: 158 closed home sales in 34769 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,322/mo
Principal & interest$2,029
Property taxes$99
Insurance$195
Down payment20% · $77,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,000

$217 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,795 sq ft

Time on market

2 days

Year built

1986

Monthly payment

About $2,322/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,185 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byCOMPASS FLORIDA LLCListing agent: David Purdie, PAListing data from Stellar MLS, MLS# O6442289.

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