515 Monticello Ave, photo 1
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Overview

2 bd1 ba843 sqftSingle Family
TypeSingle Family
HOANone listed
Built1953
Lot7,475 sqft
Living area843 sqft
Price / sqft$208

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About this home

Eat-in KitchenPrimary Bedroom Main FloorThermostatPrivate MailboxDryerRangeRefrigeratorWasher

515 Monticello Ave is a 1953-built home in Lake Bonny Heights, Lakeland. Inside you'll find 2 bedrooms, 1 bathrooms, and 843 square feet of living space. Listed at $175,000 (about $208/sqft), 24 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

CHARMING BUNGALOW | NO HOA | LARGE LOT | GREAT LOCATION. Why rent when you can own your own home? This adorable bungalow is the perfect opportunity for a first-time buyer, folks looking to downsize, or investor looking for a home with plenty of potential. Situated on a generous 115' x 65' lot along a peaceful, quiet street in a convenient close-in location, this home offers the space, privacy, and flexibility that are hard to find. Built with solid block construction and featuring a newer dimensional shingle roof, this home offers a great foundation for your next chapter. The generously sized bedrooms provide comfortable living space, while the bonus flex room features a beautiful tongue-and-groove wood ceiling and offers endless possibilities. Use it as additional living or TV space, a home office, playroom, or consider expanding the kitchen to create an even larger gathering space. Enjoy the oversized backyard shaded by a beautiful, mature pecan tree, along with a storage shed and a convenient utility room located just off the back of the home. The single-car carport provides covered parking and could potentially be converted into a garage for additional enclosed space and storage. One of the biggest perks—NO HOA! With a great lot, solid construction, charming character, and room to make it your own, this is an opportunity to stop renting and start building equity. Come see the possibilities! View virtual tour for a walk-through look.

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The essentials

Built
1953
Price / sqft
$208
On market
24 days
Annual tax
$810
Flood zone
X · Low risk
Lot
7,475 sqft
Type
Single Family Residence

At a glance

Single family
Built 1953
7,475 sqft lot
Lot size
843 sqft
Living area

Payment

Est. monthly payment
$1,068/mo
Down payment (20%)
$35,000
Property taxes
$67/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1953
Lot
7,475 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
24
Eat-in Kitchen
Primary Bedroom Main Floor
Thermostat
Private Mailbox
Dryer
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$810
Parcel #
24-28-21-239300-003230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Bonny Heights
County
Polk
MLS Area
33801 - Lakeland
Lot Size
7,475 sqft
ClearedIn CountyPaved

Price history

Date
Event
Price
9/18/2026
Listed for sale
Source: Stellar MLS #O6442771
$175,000
$208/sqft

Neighborhood

515 Monticello Ave
Lakeland, FL, 33801 · 33801 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $175,000
$175,000
99.5% – 100% of listTops out right at the list price
80% of listList price
93 of the last 164 home closings in 33801 landed at this number or higher (57%). The median one sat 27 days before it went under contract, and this one is on day 24.

Sample: 164 closed home sales in 33801 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,068/mo
Principal & interest$913
Property taxes$67
Insurance$88
Down payment20% · $35,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$175,000

$208 per sq ft

Beds and baths

2 beds, 1 baths

Size

843 sq ft

Time on market

24 days

Year built

1953

Monthly payment

About $1,068/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $810 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Laurie CainListing data from Stellar MLS, MLS# O6442771.

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