5048 Shoreway Loop #40304, photo 1
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Overview

3 bd2 ba2,097 sqftCondominium
TypeCondominium
HOA$782.75/qtr
Built2006
Lot2,376 sqft
Living area2,097 sqft
Price / sqft$295

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)BalconyClubhouseFitness Center

5048 Shoreway Loop #40304 is a 2006-built home in Vista Cay/Harbor Square Ph 4, Orlando. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,097 square feet of living space. Listed at $619,000 (about $295/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $782.75 quarterly.

From the listing

4th FLOOR condo FULLY FURNISHED, SHORT-TERM RENTAL APPROVED and ideally positioned in the heart of Orlando’s tourism and convention district in Vista Cay Resort. This spacious 3-bedroom, 2-bath condominium offers an impressive 2,097 square feet, providing substantially more living space than many traditional vacation rental condos. Important recent updates include A/C REPLACED IN 2022, WATER HEATER REPLACED IN 2021 and NEW REFRIGERATOR IN 2026, providing valuable upgrades for the next owner. Whether used as an AIRBNB, VRBO, vacation rental, second home, long-term rental or full-time residence, Vista Cay offers outstanding ownership flexibility with NO REQUIRED PROPERTY MANAGEMENT COMPANY, allowing owners to choose how their property is managed and rented. The residence features an expansive open floor plan, laminate and ceramic tile flooring, a spacious kitchen with granite countertops, solid wood cabinetry and pantry, generous living and dining areas, and a private balcony. The primary suite includes an en-suite bath with dual sinks, soaking tub and separate shower, while two additional bedrooms provide comfortable accommodations for guests. Offered FULLY FURNISHED, the property provides an excellent foundation for an investor seeking a furnished Orlando vacation rental. Vista Cay Resort is one of Orlando’s established SHORT-TERM RENTAL communities and enjoys an exceptional location directly across from Universal EPIC Universe and adjacent to the Orange County Convention Center, providing access to both leisure and convention-driven visitors. The resort is minutes from Universal Orlando Resort, SeaWorld, International Drive, ICON Park, restaurants, shopping and entertainment, with convenient access to Walt Disney World and Orlando International Airport. Vista Cay’s extensive amenities include multiple resort-style pools, hot tubs, pool bars, clubhouse, updated fitness center, basketball court, playground, game room, movie room, business center, approximately two-mile lakefront walking/jogging trail, BBQ areas and EV charging. The gated resort also offers elevator-served condominium buildings, and association fees include cable TV, internet, water, trash, exterior and grounds maintenance and community pool maintenance. SHORT-TERM RENTALS INCLUDING AIRBNB AND VRBO ARE PERMITTED, along with long-term rental and personal occupancy, and owners are not restricted to a designated property management company. With its 2,097-square-foot floor plan, furnished condition, recent A/C, water heater and refrigerator updates, resort amenities and prime location near Epic Universe and the Orange County Convention Center, this Vista Cay condo offers an attractive opportunity for investors looking to expand an Orlando Airbnb/VRBO portfolio or buyers seeking a vacation home with flexible rental options.

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The essentials

Built
2006
Price / sqft
$295
On market
24 days
Annual tax
$7,828
HOA
$782.75/qtr
Flood zone
X · Low risk
Lot
2,376 sqft
Type
Condominium

At a glance

Condo
4 stories · 2006
Water views
Water
Community pool
Fitness center too
Private balcony
Outdoor space
2,097 sqft
Living area

Payment

Est. monthly payment
$4,451/mo
Down payment (20%)
$123,800
Property taxes
$652/mo
HOA
$782.75/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2006
Lot
2,376 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
24
Open Floorplan
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Clubhouse
Fitness Center
Gated Community - No Guard
Irrigation-reclaimed Water
Playground
Pool
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Tangelo Park Elem
Middle
Westridge Middle
High
Freedom High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$7,828
Parcel #
06-24-29-8887-40-304

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Vista Cay/Harbor Square Ph 4
County
Orange
MLS Area
32819 - Orlando/Bay Hill/Sand Lake
Lot Size
2,376 sqft
HOA
$782.75/qtr
Optimum Community Management

Price history

Date
Event
Price
9/16/2026
Listed for sale
Source: Stellar MLS #O6442861
$619,000
$295/sqft

Neighborhood

5048 Shoreway Loop #40304
Orlando, FL, 32819 · 32819 - Orlando/Bay Hill/Sand Lake

Market insights

Offer Insights

Choose an offer strength

List price: $619,000
$605,000 – $619,000
98% – 100% of listTops out right at the list price
80% of listList price
38 of the last 74 condo closings in 32819 landed at this number or higher (51%). The median one sat 66 days before it went under contract, and this one is on day 24.

Sample: 74 closed condo sales in 32819 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,451/mo
Principal & interest$3,228
Property taxes$652
Insurance$310
HOA$261
Down payment20% · $123,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$619,000

$295 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,097 sq ft

Time on market

24 days

Year built

2006

Monthly payment

About $4,451/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,828 annual tax bill, insurance, and the $782.75/qtr HOA fee.

HOA fee

$782.75/qtr

Managed by Optimum Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byVISTA CAY REALTY COMPANYListing agent: Drew FrahmListing data from Stellar MLS, MLS# O6442861.

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