1321 Harbour Cloud CT, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,890 sqft

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About this home

1321 Harbour Cloud CT is a home in Harbour Heights Section 11 Part 3, Punta Gorda. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

Great opportunity in Harbour Heights! This spacious 0.25-acre lot offers approximately 10,890 sq. ft. of land and is ready for your vision. Located in Punta Gorda with convenient access to nearby shopping, dining, major roads, and outdoor recreation. Whether you’re looking to build your future home or secure land for investment, this property offers excellent potential. Don’t miss this opportunity to own a piece of Southwest Florida!

The essentials

On market
23 days
Annual tax
$99
Flood zone
AE
Lot
10,890 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$208/mo
Down payment (20%)
$6,980
Property taxes
$8/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,890 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
23
Flood Zone AE
Annual Tax (2025)
$99
Parcel #
402310433003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harbour Heights Section 11 Part 3
County
Lee
MLS Area
33983 - Punta Gorda
Lot Size
10,890 sqft

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #O6443654
$34,900

Neighborhood

1321 Harbour Cloud CT
Punta Gorda, FL, 33983 · 33983 - Punta Gorda

Calculator

Est. monthly payment
$208/mo
Principal & interest$182
Property taxes$8
Insurance$17
Down payment20% · $6,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$34,900

Time on market

23 days

Monthly payment

About $208/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $99 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Have another question?

Brokered byTRUEWAY REALTY LLCListing agent: Yusmery RodriguezListing data from Stellar MLS, MLS# O6443654.

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