1196 Patterson Ter, photo 1
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Overview

3 bd3 ba2,092 sqft2 car garageSingle Family
TypeSingle Family
HOA$220/mo
Built2018
Lot6,025 sqft
Living area2,092 sqft
Price / sqft$282
Garage2 car

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About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit Bedroom

1196 Patterson Ter is a 2018-built home in Lake Emma Sound Plat Book 82 Pages 35-39, Lake Mary. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,092 square feet of living space. Listed at $590,000 (about $282/sqft), 22 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $220 monthly.

From the listing

Welcome Home to this beautiful 2018-built home located in the desirable gated Lake Mary community of Lake Emma Sound! Filled with natural light and upgrades throughout, this home features spacious rooms, high ceilings, crown molding, recessed lighting, and tile flooring in every room. The kitchen offers upgraded cabinetry, abundant counter space, an oversized breakfast bar, premium refrigerator, gas cooktop, and vented range hood, while the open layout provides plenty of space for everyday living and entertaining. A separate den/office provides flexible space and could potentially be used as a 4th bedroom. The generously sized primary suite features a large walk-in closet and private bath with elevated countertops and a walk-in shower. Additional features include a Whole-Home Generator, Whole-Home Water Filtration/Softening System, indoor laundry room with sink, and ceiling fans. The garage is finished with epoxy flooring, keypad entry, shelving, and additional storage. Outside, enjoy a paver patio, irrigation system, and landscaped beds with decorative curbing. Conveniently located in Lake Mary near shopping, dining, major roadways, and everything Central Florida has to offer! Schedule your showing today!

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The essentials

Built
2018
Price / sqft
$282
On market
22 days
Annual tax
$6,215
HOA
$220/mo
Flood zone
X · Low risk
Lot
6,025 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Water views
Trees/Woods
2 car garage
Driveway
6,025 sqft lot
Lot size
2,092 sqft
Living area

Payment

Est. monthly payment
$4,110/mo
Down payment (20%)
$118,000
Property taxes
$518/mo
HOA
$220/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
6,025 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
22
Ceiling Fans(s)
Crown Molding
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Outdoor Grill
Community Mailbox
Gated Community - No Guard
Built-in Oven
Cooktop
Dishwasher
Exhaust Fan
Gas Water Heater
Microwave
Range Hood
Refrigerator
Water Filtration System
Elementary
Crystal Lake Elementary
Middle
Millennium Middle
High
Seminole High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,215
Parcel #
07-20-30-526-0000-0640

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Emma Sound Plat Book 82 Pages 35-39
County
Seminole
MLS Area
32746 - Lake Mary / Heathrow
Lot Size
6,025 sqft
Paved
HOA
$220/mo
Konnie Cintron

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #O6443799
$590,000
$282/sqft

Neighborhood

1196 Patterson Ter
Lake Mary, FL, 32746 · 32746 - Lake Mary / Heathrow

Market insights

Offer Insights

Choose an offer strength

List price: $590,000
$585,000 – $590,000
99.1% – 100% of listTops out right at the list price
80% of listList price
108 of the last 215 home closings in 32746 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 22.

Sample: 215 closed home sales in 32746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,110/mo
Principal & interest$3,077
Property taxes$518
Insurance$295
HOA$220
Down payment20% · $118,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$590,000

$282 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,092 sq ft

Time on market

22 days

Year built

2018

Monthly payment

About $4,110/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,215 annual tax bill, insurance, and the $220/mo HOA fee.

HOA fee

$220/mo

Managed by Konnie Cintron.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byEXIT GLOBAL REALTYListing agent: Stacy WilsonListing data from Stellar MLS, MLS# O6443799.

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