3311 Pond Pine Rd, photo 1
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Overview

3 bd3 ba2,366 sqft2 car garageSingle Family
TypeSingle Family
HOA$105/yr
Built2004
Lot4,704 sqft
Living area2,366 sqft
Price / sqft$144
Garage2 car

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Sunday, Oct 11 · 9:00 AM to 7:00 PM

About this home

L DiningPoolDishwasherMicrowaveRange

3311 Pond Pine Rd is a 2004-built home in Birchwood Nbhds B & C, Harmony. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,366 square feet of living space. Listed at $341,000 (about $144/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $105 annually.

From the listing

3311 Pond Pine Rd is a two-story Saint Cloud home built in 2004 with 2,366 square feet, three bedrooms, two full bathrooms, and one half bathroom. The kitchen includes wood cabinetry, generous counter space, and a breakfast bar that connects to the dining and living areas. Hardwood floors, built-in shelving, and broad windows shape the main level. Upstairs, the primary bathroom includes two vanities, a soaking tub, and a separate glass shower. Additional bedrooms provide space for sleeping, work, or hobbies. A laundry room and two-car garage add practical storage, while covered front and rear outdoor areas extend the living space. Included 100-Day Home Warranty with buyer activation

The essentials

Built
2004
Price / sqft
$144
On market
17 days
Annual tax
$6,666
HOA
$105/yr
Flood zone
X · Low risk
Lot
4,704 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Community pool
Shared amenity
2 car garage
Driveway
4,704 sqft lot
Lot size
2,366 sqft
Living area

Payment

Est. monthly payment
$2,513/mo
Down payment (20%)
$68,200
Property taxes
$556/mo
HOA
$105/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
4,704 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
17
L Dining
Pool
Dishwasher
Microwave
Range
In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,666
Parcel #
30-26-32-2612-0001-C083

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Birchwood Nbhds B & C
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
4,704 sqft
HOA
$105/yr
Association Solutions of Central Florida Inc.

Price history

Date
Event
Price
10/10/2026
Pending sale
Source: Stellar MLS #O6444640
$341,000
$144/sqft
10/1/2026
Price change
Source: Stellar MLS #O6444640
$341,000-0.9%
$144/sqft
9/24/2026
Listed for sale
Source: Stellar MLS #O6444640
$344,000
$145/sqft

Neighborhood

3311 Pond Pine Rd
Harmony, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $341,000
$340,000 – $341,000
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 126 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 17 after a $3,000 cut.

Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,513/mo
Principal & interest$1,778
Property taxes$556
Insurance$171
HOA$9
Down payment20% · $68,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$341,000

$144 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,366 sq ft

Time on market

17 days

Year built

2004

Monthly payment

About $2,513/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,666 annual tax bill, insurance, and the $105/yr HOA fee.

HOA fee

$105/yr

Managed by Association Solutions of Central Florida Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byOPENDOOR BROKERAGE LLCListing agent: Karen AlbrightListing data from Stellar MLS, MLS# O6444640.

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