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Overview

4 bd4 ba2,211 sqft2 car garageSingle Family
TypeSingle Family
HOA$75/mo
Built2023
Lot4,792 sqft
Living area2,211 sqft
Price / sqft$188
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboPrimarybedroom UpstairsThermostatWalk-in Closet(s)SidewalkDishwasherDryer

3852 Sagefield Dr is a 2023-built home in Harmony Central Ph 1, Harmony. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,211 square feet of living space. Listed at $416,000 (about $188/sqft), 43 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $75 monthly.

From the listing

Modern design meets effortless living in this beautifully maintained 2023 built home in Harmony. Featuring 4 bedrooms and 2.5 bathrooms, this residence offers the feel and finishes of a nearly new home without the wait. The striking exterior sets the tone for the contemporary style found throughout, with modern blinds, sleek finishes, and thoughtful details. The kitchen is designed to impress, featuring elegant granite countertops and a smart refrigerator with an integrated screen and Bluetooth connectivity. The spacious primary suite offers an oversized walk-in closet, providing exceptional storage and functionality. The beautifully appointed family room conveys the TV wall creating a truly move-in-ready living space. The fully fenced backyard adds privacy and versatility for outdoor living, pets, or entertaining. Ideally located near highly rated schools and everything Harmony has to enjoy, this home delivers a modern lifestyle in a desirable Central Florida community.

The essentials

Built
2023
Price / sqft
$188
On market
43 days
Annual tax
$5,453
HOA
$75/mo
Flood zone
X · Low risk
Lot
4,792 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
2 car garage
4,792 sqft lot
Lot size
2,211 sqft
Living area

Payment

Est. monthly payment
$2,907/mo
Down payment (20%)
$83,200
Property taxes
$454/mo
HOA
$75/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
4,792 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
43
Ceiling Fans(s)
Kitchen/Family Room Combo
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Sidewalk
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,453
Parcel #
32-26-32-3596-000K-0430

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harmony Central Ph 1
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
4,792 sqft
HOA
$75/mo
Beth Connor

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #S5156600
$416,000
$188/sqft

Neighborhood

3852 Sagefield Dr
Harmony, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $416,000
$415,000 – $416,000
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 126 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 43.

Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,907/mo
Principal & interest$2,170
Property taxes$454
Insurance$208
HOA$75
Down payment20% · $83,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$416,000

$188 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,211 sq ft

Time on market

43 days

Year built

2023

Monthly payment

About $2,907/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,453 annual tax bill, insurance, and the $75/mo HOA fee.

HOA fee

$75/mo

Managed by Beth Connor.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Laura ColmenarezListing data from Stellar MLS, MLS# S5156600.

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