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Overview

4 bd2 ba1,901 sqft2 car garageSingle Family
TypeSingle Family
HOA$440/yr
Built2019
Lot8,276 sqft
Living area1,901 sqft
Price / sqft$218
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)Garden

3199 Crispin Cir is a 2019-built home in Harmony West Ph 1a, Harmony. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,901 square feet of living space. Listed at $415,000 (about $218/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $440 annually.

From the listing

Welcome to 3199 Crispin Cir, a beautiful 4-bedroom, 2-bath home in the desirable Harmony community! Built in 2019, this well-maintained home offers 1,901 sq. ft. of comfortable living space with an open and functional layout. The home features a spacious kitchen with modern appliances, durable flooring throughout, and a primary suite with a remodeled bathroom. Enjoy Florida living in the private outdoor space, perfect for relaxing or entertaining. Situated on a desirable lot with convenient access to Harmony’s amenities, including parks, trails, golf, community pools, and recreational areas. Conveniently located near schools, shopping, dining, and major highways. This home offers the perfect combination of comfort, location, and lifestyle—schedule your private showing today!

The essentials

Built
2019
Price / sqft
$218
On market
18 days
Annual tax
$3,255
HOA
$440/yr
Flood zone
X · Low risk
Lot
8,276 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
2 car garage
Driveway
8,276 sqft lot
Lot size
1,901 sqft
Living area

Payment

Est. monthly payment
$2,680/mo
Down payment (20%)
$83,000
Property taxes
$271/mo
HOA
$440/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
8,276 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Portico
Days on Market
18
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Garden
Lighting
Outdoor Grill
Outdoor Kitchen
Rain Gutters
Sidewalk
Street Lights
Convection Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Range Hood
Refrigerator
Washer
Water Filtration System
Water Purifier
Water Softener
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,255
Parcel #
24-26-31-3382-0001-1040

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harmony West Ph 1a
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
8,276 sqft
HOA
$440/yr
MARK HILL

Price history

Date
Event
Price
9/29/2026
Listed for sale
Source: Stellar MLS #S5158508
$415,000
$218/sqft

Neighborhood

3199 Crispin Cir
Harmony, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $415,000
$412,500 – $415,000
99.5% – 100% of listTops out right at the list price
80% of listList price
77 of the last 133 home closings in 34773 landed at this number or higher (58%). The median one sat 44 days before it went under contract, and this one is on day 18.

Sample: 133 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,680/mo
Principal & interest$2,164
Property taxes$271
Insurance$208
HOA$37
Down payment20% · $83,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$415,000

$218 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,901 sq ft

Time on market

18 days

Year built

2019

Monthly payment

About $2,680/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,255 annual tax bill, insurance, and the $440/yr HOA fee.

HOA fee

$440/yr

Managed by MARK HILL.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNAIM REAL ESTATE LLCListing agent: Samir NaimListing data from Stellar MLS, MLS# S5158508.

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