104 13th St SE, photo 1
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Overview

2 bd2 ba1,776 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1947
Lot8,059 sqft
Living area1,776 sqft
Price / sqft$113
Garage2 car

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About this home

Ceiling Fans(s)ThermostatWalk-in Closet(s)Private MailboxPrivate YardDishwasherMicrowaveRange

104 13th St SE is a 1947-built home in Elbert Hills, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,776 square feet of living space. Listed at $200,000 (about $113/sqft), 11 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

A great opportunity for a handyman or investor! This 2-bedroom, 2-bath home offers 1,776 square feet of living space, plus a versatile bonus room with a bathroom. Enjoy a spacious 15-by-24 foot screened back porch, and an above-ground pool, and a view of Lake Elbert from the front driveway. With a little TLC, this property is ready to make your own or unlock its investment potential in desirable area of Winter Haven.

The essentials

Built
1947
Price / sqft
$113
On market
11 days
Annual tax
$1,382
Flood zone
X · Low risk
Lot
8,059 sqft
Type
Single Family Residence

At a glance

Single family
Built 1947
Private pool
Above Ground
2 car garage
8,059 sqft lot
Lot size
1,776 sqft
Living area

Payment

Est. monthly payment
$1,258/mo
Down payment (20%)
$40,000
Property taxes
$115/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1947
Lot
8,059 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Above Ground
Days on Market
11
Ceiling Fans(s)
Thermostat
Walk-in Closet(s)
Private Mailbox
Private Yard
Dishwasher
Microwave
Range
Refrigerator
Elementary
Elbert Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,382
Parcel #
26-28-27-592500-000172

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Elbert Hills
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
8,059 sqft
Corner LotCity LimitsLevel

Price history

Date
Event
Price
10/6/2026
Listed for sale
Source: Stellar MLS #O6445221
$200,000
$113/sqft

Neighborhood

104 13th St SE
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $200,000
$200,000
99.5% – 100% of listTops out right at the list price
80% of listList price
123 of the last 207 home closings in 33880 landed at this number or higher (59%). The median one sat 39 days before it went under contract, and this one is on day 11.

Sample: 207 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,258/mo
Principal & interest$1,043
Property taxes$115
Insurance$100
Down payment20% · $40,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$200,000

$113 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,776 sq ft

Time on market

11 days

Year built

1947

Monthly payment

About $1,258/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,382 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Chuck FerdinandsenListing data from Stellar MLS, MLS# O6445221.

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