90 Luther Dr, photo 1
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Overview

4 bd2 ba1,908 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built2026
Lot10,120 sqft
Living area1,908 sqft
Price / sqft$210
Garage3 car

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New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
MATANZAS LAKES
Type
Single Family Residence

True monthly carry

HOA
None / TBD
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

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11-month inspection

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Open FloorplanPrimary Bedroom Main FloorSolid Surface CountersThermostatWalk-in Closet(s)DishwasherDisposalIce Maker

90 Luther Dr is a 2026-built home in Matanzas Lakes, Palm Coast. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,908 square feet of living space. Listed at $399,990 (about $210/sqft), 15 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Under Construction. 3-car Garage! This stunning brand-new construction home effortlessly combines elegance, comfort, and modern convenience, including a 3-car garage. Built with durable block and stucco construction, this thoughtfully designed open floor plan features 3 bedrooms, 2 baths, and 1,754 sq. ft. of living space. With 9'4" ceilings and 8’ doors throughout, the home feels bright, airy, and spacious. Enjoy the Florida outdoors on your large 9’ x 22’ integrated lanai with grill nook. The kitchen is a true showpiece, boasting Shaker-style cabinets with elegant crown molding, beautifully paired with granite countertops for a sophisticated touch. Luxury vinyl plank flooring flows seamlessly throughout the home, providing both durability and style. A stainless-steel appliance package is INCLUDED, featuring a 24.3 cubic foot side-by-side refrigerator with a built-in ice maker, a 30” freestanding smooth-top electric range, a 1.6 cubic foot over-the-range microwave, and a dishwasher—ensuring a fully equipped and modern kitchen. For added peace of mind, your purchase includes a 2-10 Builder’s Warranty. NOTE: Photos are for example purposes only.

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The essentials

Built
2026
Price / sqft
$210
On market
15 days
Annual tax
$601
Flood zone
X · Low risk
Lot
10,120 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
10,120 sqft lot
Lot size
1,908 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,336/mo
Down payment (20%)
$79,998
Property taxes
$50/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
10,120 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
15
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Dishwasher
Disposal
Ice Maker
Microwave
Range
Flood Zone X
Annual Tax (2025)
$601
Parcel #
07-11-31-7037-00100-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Matanzas Lakes
County
Flagler
MLS Area
32137 - Palm Coast
Lot Size
10,120 sqft

Price history

Date
Event
Price
9/28/2026
Listed for sale
Source: Stellar MLS #O6445274
$399,990
$210/sqft

Neighborhood

90 Luther Dr
Palm Coast, FL, 32137 · 32137 - Palm Coast

Market insights

Offer Insights

Choose an offer strength

List price: $399,990
$395,000 – $399,990
98.6% – 100% of listTops out right at the list price
80% of listList price
254 of the last 507 home closings in 32137 landed at this number or higher (50%). The median one sat 49 days before it went under contract, and this one is on day 15.

Sample: 507 closed home sales in 32137 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,336/mo
Principal & interest$2,086
Property taxes$50
Insurance$200
Down payment20% · $79,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,990

$210 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,908 sq ft

Time on market

15 days

Year built

2026

Monthly payment

About $2,336/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $601 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byINB REALTY LLCListing agent: Ann RichterListing data from Stellar MLS, MLS# O6445274.

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