504 Terrace Ridge Cir #5, photo 1
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Overview

4 bd2 ba1,688 sqftCondominium
TypeCondominium
HOA$754.83/mo
Built2005
Lot684 sqft
Living area1,688 sqft
Price / sqft$160

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanBalconyClubhouseFitness CenterGated Community - GuardPoolConvection OvenDishwasher

504 Terrace Ridge Cir #5 is a 2005-built home in Terrace Ridge At Town Center East Condo, Davenport. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,688 square feet of living space. Listed at $270,000 (about $160/sqft), 21 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $754.83 monthly.

From the listing

Welcome to 504 Terrace Ridge Circle #311, a spacious 4-bedroom, 2-bath condominium offering 1,688 square feet of comfortable living space in the gated Terrace Ridge at Town Center community. This desirable first-floor residence features an open and functional floor plan with a spacious kitchen, dining area, and inviting living space perfect for everyday living and entertaining. A combination of luxury vinyl, tile, and carpet flooring adds comfort and style throughout the home. Residents of Terrace Ridge enjoy resort-style amenities including a community pool, clubhouse, fitness center, and recreational areas. The community’s convenient Davenport location provides easy access to I-4, shopping, dining, golf courses, and Central Florida’s world-famous attractions. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this spacious condo offers flexibility, convenience, and plenty of room to enjoy the Florida lifestyle.

The essentials

Built
2005
Price / sqft
$160
On market
21 days
Annual tax
$3,110
HOA
$754.83/mo
Flood zone
X · Low risk
Lot
684 sqft
Type
Condominium

At a glance

Condo
3 stories · 2005
Community pool
Fitness center too
Private balcony
Outdoor space
1,688 sqft
Living area

Payment

Est. monthly payment
$2,557/mo
Down payment (20%)
$54,000
Property taxes
$259/mo
HOA
$754.83/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2005
Lot
684 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
21
Open Floorplan
Balcony
Clubhouse
Fitness Center
Gated Community - Guard
Pool
Convection Oven
Dishwasher
Disposal
Refrigerator
Flood Zone X
Annual Tax (2025)
$3,110
Parcel #
27-26-02-701011-003110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terrace Ridge At Town Center East Condo
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
684 sqft
HOA
$754.83/mo
Terrace Ridge Condo Association

Price history

Date
Event
Price
9/22/2026
Listed for sale
Source: Stellar MLS #O6445485
$270,000
$160/sqft

Neighborhood

504 Terrace Ridge Cir #5
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $270,000
$262,500 – $270,000
97.1% – 100% of listTops out right at the list price
80% of listList price
30 of the last 58 condo closings in 33896 landed at this number or higher (52%). The median one sat 65 days before it went under contract, and this one is on day 21.

Sample: 58 closed condo sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,557/mo
Principal & interest$1,408
Property taxes$259
Insurance$135
HOA$755
Down payment20% · $54,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$270,000

$160 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,688 sq ft

Time on market

21 days

Year built

2005

Monthly payment

About $2,557/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,110 annual tax bill, insurance, and the $754.83/mo HOA fee.

HOA fee

$754.83/mo

Managed by Terrace Ridge Condo Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTHE C SMITH REAL ESTATE GROUP LLCListing agent: Jason EtayoListing data from Stellar MLS, MLS# O6445485.

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