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Overview

4 bd3 ba2,132 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2017
Lot13,000 sqft
Living area2,132 sqft
Price / sqft$293
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Coffered Ceiling(s)Crown MoldingPrivate YardRain GuttersSidewalkDishwasherDisposalDryer

6617 Bear Lake Ter is a 2017-built home in Bear Lake Heights, Apopka. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,132 square feet of living space. Listed at $625,000 (about $293/sqft), 8 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to your home where modern comfort meets the relaxed Florida lake lifestyle! Tucked away on approximately one-third of an acre, this beautifully updated 4-bedroom, 3-full bath home offers a rare combination of newer construction, timeless finishes, outdoor living, and DEEDED ACCESS to the spring-fed waters of BEAR LAKE. Buyers have the right to launch a boat. Built in 2017, this thoughtfully designed home features gorgeous hand-scraped hickory wood floors, crown molding, an elegant coffered ceiling, decorative ceiling fans, and fresh interior paint. The beautifully remodeled kitchen is the heart of the home, showcasing quartz countertops, custom cabinetry, and a deep oversized sink. Updated bathrooms and carefully selected finishes add comfort and character throughout. French doors with built-in blinds open to a newly screened porch with paver flooring, creating the perfect setting for morning coffee, outdoor dining, or relaxing after a day on the lake. Beyond the porch, a paver patio and pergola provide additional space for entertaining, while the generous yard offers room to enjoy the outdoors. Convenient side-yard parking provides flexibility for storing a boat or RV. But what truly sets this property apart is its deeded access to beautiful Bear Lake, a spring-fed lake known for its scenic surroundings and recreational opportunities. Enjoy the benefits of living near the water without the expense of owning direct lakefront property. With NO HOA, a generous lot with a large side yard to park your boat , modern construction, beautiful interior updates, and convenient access to Bear Lake, this property offers a lifestyle that's increasingly difficult to find in Central Florida. Your opportunity to enjoy the Bear Lake lifestyle starts here!

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The essentials

Built
2017
Price / sqft
$293
On market
8 days
Annual tax
$6,173
Flood zone
X · Low risk
Lot
13,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
2 car garage
0.30 acres
Lot size
2,132 sqft
Living area

Payment

Est. monthly payment
$4,087/mo
Down payment (20%)
$125,000
Property taxes
$514/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
13,000 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
8
Coffered Ceiling(s)
Crown Molding
Private Yard
Rain Gutters
Sidewalk
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Filtration System
Elementary
Bear Lake Elementary
Middle
Teague Middle
High
Lake Brantley High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$6,173
Parcel #
19-21-29-502-0000-018A

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bear Lake Heights
County
Seminole
MLS Area
32703 - Apopka
Lot Size
13,000 sqft

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #O6445499
$625,000
$293/sqft

Neighborhood

6617 Bear Lake Ter
Apopka, FL, 32703 · 32703 - Apopka

Market insights

Offer Insights

Choose an offer strength

List price: $625,000
$620,000 – $625,000
99.5% – 100% of listTops out right at the list price
80% of listList price
171 of the last 276 home closings in 32703 landed at this number or higher (62%). The median one sat 28 days before it went under contract, and this one is on day 8.

Sample: 276 closed home sales in 32703 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,087/mo
Principal & interest$3,260
Property taxes$514
Insurance$313
Down payment20% · $125,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$625,000

$293 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,132 sq ft

Time on market

8 days

Year built

2017

Monthly payment

About $4,087/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,173 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCALL IT CLOSED INTL REALTYListing agent: Amy PhillipsListing data from Stellar MLS, MLS# O6445499.

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