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Overview

2 bd2 ba772 sqftSingle Family
TypeSingle Family
HOANone listed
Built2022
Lot3,631 sqft
Living area772 sqft
Price / sqft$246

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

12103 Grand Oak Lane is a 2022-built home in Lakeshore, Oxford. Inside you'll find 2 bedrooms, 2 bathrooms, and 772 square feet of living space. Listed at $190,000 (about $246/sqft), 1 days on market. Flood zone A - confirm flood insurance requirements with your lender.

From the listing

RARE COTTAGE HOME in Lakeshore at Lake Andrew! Nestled beneath majestic oak trees draped in Spanish moss, this beautifully maintained 2023 cottage-style home offers a peaceful Florida lifestyle in Lakeshore at Lake Andrew, tucked along the western edge of The Villages. Inside, you’ll find a bright, open split-floor plan with high ceilings, crown molding, abundant natural light, luxury vinyl flooring throughout the main living areas, and ceramic tile in both bathrooms. The kitchen is the heart of the home, featuring stainless steel appliances, quartz countertops, upgraded fixtures, and an open layout overlooking the main living space and outdoor patio with a bar window that combines the two for easy indoor-outdoor living and entertaining. The enclosed patio room creates an inviting space for morning coffee, relaxing evenings, or enjoying the views of the front yard and mature trees. The private primary suite features large windows overlooking the garden, a spacious walk-in closet, and an upgraded bathroom with a tiled walk-in shower, glass door, quartz vanity, and pocket door for added privacy. On the opposite side of the home, the generously sized guest bedroom offers a double-door closet and easy access to the second full bathroom and built-in laundry area. Enjoy the lifestyle that comes with Lakeshore at Lake Andrew. The monthly fee includes the land lease, lawn care and landscaping, water, sewer, trash, cable, and high-speed internet, along with an impressive collection of amenities including a resort-style pool, pickleball courts, yoga and fitness room, fishing pier, dog park, EV charging, community garden, grills, and a cozy firepit gathering area. It’s low-maintenance living without giving up the fun. Whether you're looking for a comfortable full-time residence, an elegant seasonal escape, or a vacation home your guests will love, this rare cottage-style home offers something special: a beautiful place to live, a peaceful place to unwind, and a Florida lifestyle worth enjoying.

The essentials

Built
2022
Price / sqft
$246
On market
10 days
Annual tax
$3,064
Flood zone
A
Lot
3,631 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Fitness center too
3,631 sqft lot
Lot size
772 sqft
Living area

Payment

Est. monthly payment
$1,341/mo
Down payment (20%)
$38,000
Property taxes
$255/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
3,631 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
10
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Thermostat
Window Treatments
Private Mailbox
Rain Gutters
Clubhouse
Dog Park
Fitness Center
Golf Carts OK
Park
Pool
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Wildwood Elementary
Middle
Wildwood Middle
High
Wildwood High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone A
Annual Tax (2024)
$3,064
Parcel #
D18G022

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lakeshore
County
Sumter
MLS Area
34484 - Oxford
Lot Size
3,631 sqft

Price history

Date
Event
Price
9/29/2026
Listed for sale
Source: Stellar MLS #O6445854
$190,000
$246/sqft

Neighborhood

12103 Grand Oak Lane
Oxford, FL, 34484 · 34484 - Oxford

Market insights

Offer Insights

Choose an offer strength

List price: $190,000
$185,000 – $190,000
97.5% – 100% of listTops out right at the list price
80% of listList price
27 of the last 52 home closings in 34484 landed at this number or higher (52%). The median one sat 51 days before it went under contract, and this one is on day 10.

Sample: 52 closed home sales in 34484 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,341/mo
Principal & interest$991
Property taxes$255
Insurance$95
Down payment20% · $38,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$190,000

$246 per sq ft

Beds and baths

2 beds, 2 baths

Size

772 sq ft

Time on market

10 days

Year built

2022

Monthly payment

About $1,341/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,064 annual tax bill, insurance.

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

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Brokered byMARKET CONNECT REALTY LLCListing agent: Jenna LoydListing data from Stellar MLS, MLS# O6445854.

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