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Overview

3 bd2 ba1,504 sqft2 car garageSingle Family
TypeSingle Family
HOA$265/mo
Built2023
Lot5,449 sqft
Living area1,504 sqft
Price / sqft$218
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Kitchen/Family Room ComboOpen FloorplanSolid Surface CountersSplit BedroomStone CountersThermostatWalk-in Closet(s)Clubhouse

407 Charlotte Way is a 2023-built home in Victoria Oaks Phase D Mb 63 Pgs 144-148, Deland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,504 square feet of living space. Listed at $327,990 (about $218/sqft), 17 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $265 monthly.

From the listing

Welcome home to this beautifully maintained 3 bedroom, 2 bathroom residence in the desirable Victoria Oaks community of Deland. Built in 2023, this thoughtfully designed single-story home offers a bright, open concept that blends comfort, functionality, and modern style. At the heart of the home is a spacious kitchen featuring stainless steel appliances, generous counter space and a walk-in pantry, all overlooking the main living and dining areas - perfect for every day living and entertaining. Sliding doors extend the living space outdoors to the covered lanai, providing a relaxing place to enjoy Florida living year round. The private primary suite is tucked away at the rear of the home and features a spacious walk-in closet and en-suite bath with dual vanities. Two additional bedrooms and a full guest bath produce flexibility for family, guests, or a home office. An interior laundry room and attached two-car garage add every day convenience. Residents of Victoria Oaks also enjoy access to community amenities including a resort-style pool, clubhouse, fitness center, playground, and sidewalks. Conveniently located near shopping, dining, Downtown Deland, and I-4, this move-in-ready home offers the perfect combination of comfort, convenience, and community.

The essentials

Built
2023
Price / sqft
$218
On market
17 days
Annual tax
$5,341
HOA
$265/mo
Flood zone
X · Low risk
Lot
5,449 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Fitness center too
2 car garage
5,449 sqft lot
Lot size
1,504 sqft
Living area

Payment

Est. monthly payment
$2,585/mo
Down payment (20%)
$65,598
Property taxes
$445/mo
HOA
$265/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
5,449 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
17
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Clubhouse
Deed Restrictions
Fitness Center
Playground
Pool
Sidewalks
Street Lights
Disposal
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$5,341
Parcel #
702708005550

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Victoria Oaks Phase D Mb 63 Pgs 144-148
County
Volusia
MLS Area
32724 - Deland
Lot Size
5,449 sqft
HOA
$265/mo
Carlos Echevarria

Price history

Date
Event
Price
9/24/2026
Listed for sale
Source: Stellar MLS #O6446184
$327,990
$218/sqft

Neighborhood

407 Charlotte Way
Deland, FL, 32724 · 32724 - Deland

Market insights

Offer Insights

Choose an offer strength

List price: $327,990
$325,000 – $327,990
98.8% – 100% of listTops out right at the list price
80% of listList price
166 of the last 331 home closings in 32724 landed at this number or higher (50%). The median one sat 34 days before it went under contract, and this one is on day 17.

Sample: 331 closed home sales in 32724 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,585/mo
Principal & interest$1,711
Property taxes$445
Insurance$164
HOA$265
Down payment20% · $65,598
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$327,990

$218 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,504 sq ft

Time on market

17 days

Year built

2023

Monthly payment

About $2,585/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,341 annual tax bill, insurance, and the $265/mo HOA fee.

HOA fee

$265/mo

Managed by Carlos Echevarria.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byENGEL & VOLKERS NEW SMYRNAListing agent: Ckrits FontaineListing data from Stellar MLS, MLS# O6446184.

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