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Overview

4 bd3 ba2,916 sqft2 car garageSingle Family
TypeSingle Family
HOA$507.5/qtr
Built2008
Lot7,760 sqft
Living area2,916 sqft
Price / sqft$158
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanWalk-in Closet(s)GardenPrivate EntrancePrivate MailboxPrivate YardRange HoodRefrigerator

11123 Oyster Bay Cir is a 2008-built home in Waters Edge 02, New Port Richey. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,916 square feet of living space. Listed at $459,900 (about $158/sqft), 1 days on market. Flood zone A - confirm flood insurance requirements with your lender. HOA runs $507.5 quarterly.

From the listing

Virtually Staged. Welcome to this spacious home in the gated Waters Edge community of New Port Richey. Offering four bedrooms and three full bathrooms, this home features an open floor plan with comfortable living spaces, a functional kitchen, high ceilings, a loft, and a two-car garage. Recent updates include full interior paint throughout and restored hardwood flooring. Waters Edge offers resort-style amenities including a clubhouse, community pool, fitness center, and a basketball and pickleball court. Conveniently located near shopping, dining, the Veterans Expressway, Jay B. Starkey Wilderness Park, and the parks, restaurants, and entertainment of Downtown New Port Richey. Schedule your showing today!

The essentials

Built
2008
Price / sqft
$158
On market
8 days
Annual tax
$8,886
HOA
$507.5/qtr
Flood zone
A
Lot
7,760 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
2 car garage
7,760 sqft lot
Lot size
2,916 sqft
Living area

Payment

Est. monthly payment
$3,539/mo
Down payment (20%)
$91,980
Property taxes
$741/mo
HOA
$507.5/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
7,760 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
8
Open Floorplan
Walk-in Closet(s)
Garden
Private Entrance
Private Mailbox
Private Yard
Range Hood
Refrigerator
Elementary
Cypress Elementary-PO
Middle
River Ridge Middle-PO
High
Ridgewood High School-PO

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone A
Annual Tax (2025)
$8,886
Parcel #
17-25-20-004.0-000.00-380.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waters Edge 02
County
Pasco
MLS Area
34654 - New Port Richey
Lot Size
7,760 sqft
HOA
$507.5/qtr
Waters Edge Master Association, Inc.

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #O6446493
$459,900
$158/sqft

Neighborhood

11123 Oyster Bay Cir
New Port Richey, FL, 34654 · 34654 - New Port Richey

Market insights

Offer Insights

Choose an offer strength

List price: $459,900
$452,500 – $459,900
98.2% – 100% of listTops out right at the list price
80% of listList price
70 of the last 139 home closings in 34654 landed at this number or higher (50%). The median one sat 40 days before it went under contract, and this one is on day 8.

Sample: 139 closed home sales in 34654 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,538/mo
Principal & interest$2,399
Property taxes$741
Insurance$230
HOA$169
Down payment20% · $91,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$459,900

$158 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,916 sq ft

Time on market

8 days

Year built

2008

Monthly payment

About $3,539/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,886 annual tax bill, insurance, and the $507.5/qtr HOA fee.

HOA fee

$507.5/qtr

Managed by Waters Edge Master Association, Inc..

Flood zone

Zone A

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byMAINSTAY BROKERAGE LLCListing agent: Summer BradyListing data from Stellar MLS, MLS# O6446493.

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