13485 Panama Beach CT, photo 1
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Overview

7 bd7 ba5,240 sqft3 car garageSingle Family
TypeSingle Family
HOA$439/mo
Built2022
Lot7,824 sqft
Living area5,240 sqft
Price / sqft$258
Garage3 car

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Sunday, Oct 11 · 1:00 PM to 4:00 PM

About this home

Ceiling Fans(s)High CeilingsIN Wall Pest SystemLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostatWalk-in Closet(s)

13485 Panama Beach CT is a 2022-built home in Isles/Lk Nona Ph 2, Orlando. Inside you'll find 7 bedrooms, 7 bathrooms, and 5,240 square feet of living space. Listed at $1,350,000 (about $258/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $439 monthly.

From the listing

Virtually Staged. A standout homesite changes everything. Positioned at the end of a cul-de-sac with no rear neighbor, open green space along one side and expansive water views wrapping two sides of the property, this Pulte Upton offers a combination of space, privacy and setting that immediately separates it from typical inventory in Isles of Lake Nona. Built in 2022, the home features 7 bedrooms, 6.5 bathrooms and a 3-car garage, with an expansive and highly functional two-story layout designed for everyday living, guests, working from home and entertaining. A wide paver driveway, stone-accented elevation and mature landscaping create a strong first impression. Inside, bright gathering spaces, high ceilings and abundant natural light complement a clean, neutral design. The kitchen is built for both scale and function, featuring an oversized island, quartz countertops, extensive cabinetry, stainless steel appliances, built-in oven, cooktop and modern range hood. It connects naturally to the main living and dining areas, creating the open flow expected in a home of this caliber. The first-floor primary suite provides privacy from the secondary bedrooms, while the remainder of the floorplan offers an uncommon amount of usable space. Upstairs, a substantial loft creates a true second living area, complemented by additional bedrooms, bathrooms and flexible spaces ideal for media, recreation, a home office, fitness or guests. The premium homesite is a defining advantage. Rather than backing directly to another home, the property opens to water, green space and long-distance community views, creating a distinctly different sense of openness from both inside and outside the residence. The cul-de-sac location further limits through traffic and enhances the property's position within the neighborhood. Located within the gated Isles of Lake Nona, residents enjoy resort-style amenities including a clubhouse, fitness center, community pool and splash pad, tennis and pickleball courts, basketball, playground areas and additional recreational spaces. The community's network of lakes and ponds helps create the waterfront setting that defines much of the neighborhood. The home is minutes from Lake Nona Medical City, USTA National Campus, Boxi Park, Lake Nona Town Center, Lake Nona West, Orlando International Airport, SR 417 and SR 528, providing convenient access to Lake Nona's employment centers, dining, shopping and recreation. Current area listings identify Laureate Park Elementary, Luminary Middle and Lake Nona High for this portion of the community; buyers should independently verify current school assignments with Orange County Public Schools. For buyers seeking a luxury home in a gated Lake Nona community with expansive living space, a first-floor primary suite, three-car garage, water views and a premium cul-de-sac homesite, this property delivers a combination of interior scale and setting that is difficult to recreate.

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The essentials

Built
2022
Price / sqft
$258
On market
10 days
Annual tax
$24,828
HOA
$439/mo
Flood zone
X · Low risk
Lot
7,824 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Waterfront
Pond
Community pool
Fitness center too
3 car garage
7,824 sqft lot
Lot size

Payment

Est. monthly payment
$10,224/mo
Down payment (20%)
$270,000
Property taxes
$2,069/mo
HOA
$439/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
7,824 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Pond
Days on Market
10
Ceiling Fans(s)
High Ceilings
IN Wall Pest System
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Sidewalk
Clubhouse
Community Mailbox
Fitness Center
Gated Community - No Guard
Irrigation-reclaimed Water
Park
Pool
Sidewalks
Tennis Court(s)
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Middle
Luminary Middle
High
Lake Nona High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2026)
$24,828
Parcel #
31-24-31-3892-02-220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Isles/Lk Nona Ph 2
County
Orange
MLS Area
32827 - Orlando/Airport/Alafaya/Lake Nona
Lot Size
7,824 sqft
Cul-De-Sac
HOA
$439/mo
Karina Gonzalez

Price history

Date
Event
Price
10/1/2026
Listed for sale
Source: Stellar MLS #O6446551
$1,350,000
$258/sqft

Neighborhood

13485 Panama Beach CT
Orlando, FL, 32827 · 32827 - Orlando/Airport/Alafaya/Lake Nona

Market insights

Offer Insights

Choose an offer strength

List price: $1,350,000
$1.34M – $1.35M
99.5% – 100% of listTops out right at the list price
80% of listList price
140 of the last 241 home closings in 32827 landed at this number or higher (58%). The median one sat 27 days before it went under contract, and this one is on day 10.

Sample: 241 closed home sales in 32827 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$10,224/mo
Principal & interest$7,041
Property taxes$2,069
Insurance$675
HOA$439
Down payment20% · $270,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,350,000

$258 per sq ft

Beds and baths

7 beds, 7 baths

Size

5,240 sq ft

Time on market

10 days

Year built

2022

Monthly payment

About $10,224/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $24,828 annual tax bill, insurance, and the $439/mo HOA fee.

HOA fee

$439/mo

Managed by Karina Gonzalez.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Bobby Baldor, PAListing data from Stellar MLS, MLS# O6446551.

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