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Overview

4 bd4 ba2,342 sqft2 car garageSingle Family
TypeSingle Family
HOA$846/qtr
Built2021
Lot4,250 sqft
Living area2,342 sqft
Price / sqft$243
Garage2 car

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About this home

Kitchen/Family Room ComboPrimarybedroom UpstairsTray Ceiling(s)Walk-in Closet(s)Community MailboxPoolDishwasherDisposal

4780 Terrace Bluff St is a 2021-built home in Enclave/Hamlin, Winter Garden. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,342 square feet of living space. Listed at $569,900 (about $243/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $846 quarterly.

From the listing

Welcome to 4780 Terrace Bluff in the Enclave at Hamlin. A charming 4-bedroom home offering the space, flexibility and location that make Hamlin living so appealing. The open-concept floor plan creates an easy flow between the kitchen, dining and living spaces, making the home equally comfortable for everyday living and entertaining. A full bedroom and bath on the first floor adds valuable flexibility for guests, multigenerational living or a private home office. Upstairs, the oversized primary suite offers a spacious retreat with a generous bath, while the additional bedrooms are comfortably sized with plenty of room to grow, work or play. Set within a quiet neighborhood, the home offers a peaceful place to come home to while still keeping you close to everything. Your HOA dues INCLUDE LAWN CARE. Enjoy the community pool, nearby restaurants, coffee shops, shopping, entertainment and everyday conveniences, with the new library and Horizon West Regional Park just around the corner. Disney is nearby, and quick access to the 429 makes getting around Central Florida easy, whether you’re heading downtown, to the attractions, the airport or beyond. The home is also zoned for highly regarded Independence Elementary, established Bridgewater Middle School and the new Horizon High School. Comfortable, connected and incredibly convenient, 4780 Terrace Bluff offers the best of both worlds — a quieter neighborhood setting with community amenities, right in the heart of everything Horizon West has to offer.

The essentials

Built
2021
Price / sqft
$243
On market
9 days
Annual tax
$8,315
HOA
$846/qtr
Flood zone
X · Low risk
Lot
4,250 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Community pool
Shared amenity
2 car garage
Garage Faces Rear
4,250 sqft lot
Lot size
2,342 sqft
Living area

Payment

Est. monthly payment
$4,232/mo
Down payment (20%)
$113,980
Property taxes
$693/mo
HOA
$846/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
4,250 sqft
Cooling
Central Air
Heating
Electric, Natural Gas
Parking
Garage Faces Rear
Days on Market
9
Kitchen/Family Room Combo
Primarybedroom Upstairs
Tray Ceiling(s)
Walk-in Closet(s)
Community Mailbox
Pool
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Washer
Elementary
Independence Elementary
Middle
Bridgewater Middle
High
Horizon High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$8,315
Parcel #
17-23-27-1613-00-280

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Enclave/Hamlin
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
4,250 sqft
HOA
$846/qtr
Jamal Bentham, LCAM

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #O6446681
$569,900
$243/sqft

Neighborhood

4780 Terrace Bluff St
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $569,900
$565,000 – $569,900
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 443 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 9.

Sample: 443 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,232/mo
Principal & interest$2,972
Property taxes$693
Insurance$285
HOA$282
Down payment20% · $113,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$569,900

$243 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,342 sq ft

Time on market

9 days

Year built

2021

Monthly payment

About $4,232/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,315 annual tax bill, insurance, and the $846/qtr HOA fee.

HOA fee

$846/qtr

Managed by Jamal Bentham, LCAM.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOMPASS FLORIDA LLCListing agent: Shelley DawsonListing data from Stellar MLS, MLS# O6446681.

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