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Overview

4 bd3 ba2,759 sqft3 car garageSingle Family
TypeSingle Family
HOA$400/qtr
Built2006
Lot10,062 sqft
Living area2,759 sqft
Price / sqft$201
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenHigh CeilingsKitchen/Family Room ComboPrimarybedroom UpstairsSolid Surface CountersThermostatWalk-in Closet(s)Sidewalk

5028 Coveview Dr is a 2006-built home in Lake Pointe, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,759 square feet of living space. Listed at $555,000 (about $201/sqft), 12 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $400 quarterly.

From the listing

WELCOME TO YOUR FLORIDA OASIS IN GATED LAKE POINTE AT TOHO! Say goodbye to sky-high electric bills and hello to endless summer fun! This spacious 4-bedroom, 3-bathroom POOL home features several significant, big-ticket updates, highlighted by a fully paid off **2022 SOLAR ROOF WITH UPGRADED 2025 GAF ES2 SOLAR SHINGLES AND TRANSFERRABLE WARRANTY**. Imagine keeping your cool all summer with power bills around just $250/month, and dropping to a jaw-dropping $50-$60/month in the winter! Step through the elegant double front doors and into a light-flooded floor plan built for living and entertaining. The formal living and dining spaces with sky-high ceilings flow seamlessly into an inviting and cozy open-concept kitchen and family room. The beautifully-appointed kitchen is the true heart of the home, featuring rich wood cabinetry with crown molding, Corian solid surface counters, a brand-new tile backsplash, stainless steel appliances and a pantry closet. Enjoy your morning coffee in the cozy breakfast nook while looking out over your private backyard resort. Slide open the glass doors to your **HUGE 2021 PEBBLE & TILE SALTWATER POOL!** Complete with a pool bubbler, sleek acrylic deck, full screen enclosure, and a covered patio, it’s the ultimate spot for weekend BBQs or peaceful evening swims. Downstairs, you'll also find a private bedroom and a full bathroom—perfect for visitors, multi-generational living, or a quiet home office. Head upstairs to find a massive bonus room/loft! With endless possibilities, it makes a fantastic home theater, game room, or play area. The generously sized Primary Suite is a private retreat, offering an en-suite bathroom with dual vanities, a separate glass-enclosed shower, soaking tub, and a roomy walk-in closet. Two additional upstairs bedrooms share a full bath, giving everyone in the crew plenty of space to spread out. **PREMIUM EXTRAS:** This home comes with fantastic additions, including an Aqua Clear whole-house water softener AND a Reverse Osmosis system connected to the kitchen sink and fridge! You'll also love the 3-car garage (with 220v outlet for your EV CHARGER!), brick paver driveway, fresh interior paint in select areas, and mature landscaping with timed irrigation system. **THE COMMUNITY:** Nestled in the highly coveted, gated community of Lake Pointe at Toho, you get resort-style living with a **LOW HOA and NO CDD!** Residents enjoy a sparkling community pool, tot lots/playgrounds, tennis and pickleball courts, a basketball court, BBQ picnic areas, scenic walking paths, and fun seasonal events. Don't miss Sheldon Park's private community overlook, offering breathtaking sunset views over East Lake Toho! **UNBEATABLE LOCATION:** Bordering the booming Lake Nona area, you are just minutes from Medical City, Orlando International Airport (MCO), and less than a half-mile from highly rated Narcoossee schools. Publix is a quick 2-mile drive! Spend your weekends boating or walking the trails at nearby St. Cloud Lakefront Park. Plus, with easy access to the 417 and Florida Turnpike, the magic of Disney and Universal is just 40 minutes away, and you can have your toes in the sand at Cocoa Beach in about an hour! Schedule your private showing today and start enjoying the Florida lifestyle!

The essentials

Built
2006
Price / sqft
$201
On market
12 days
Annual tax
$4,261
HOA
$400/qtr
Flood zone
X500* · Low risk
Lot
10,062 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Private pool
Heated
3 car garage
Driveway
10,062 sqft lot
Lot size
2,759 sqft
Living area

Payment

Est. monthly payment
$3,661/mo
Down payment (20%)
$111,000
Property taxes
$355/mo
HOA
$400/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
10,062 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Electric Vehicle Charging Station(s)
Pool
Deck, Gunite, Heated, In Ground, Screen Enclosure
Days on Market
12
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Primarybedroom Upstairs
Solid Surface Counters
Thermostat
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Gated Community - No Guard
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Electric Water Heater
Kitchen Reverse Osmosis System
Microwave
Range
Refrigerator
Water Softener
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Tohopekaliga High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500*
Annual Tax (2025)
$4,261
Parcel #
07-25-31-3885-0001-0940

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lake Pointe
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
10,062 sqft
In CountyLandscapedLevelPaved
HOA
$400/qtr
Bridgette Shearin / Sentry Management

Price history

Date
Event
Price
10/3/2026
Listed for sale
Source: Stellar MLS #O6447140
$555,000
$201/sqft

Neighborhood

5028 Coveview Dr
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $555,000
$550,000 – $555,000
99.5% – 100% of listTops out right at the list price
80% of listList price
304 of the last 470 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 12.

Sample: 470 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,660/mo
Principal & interest$2,895
Property taxes$355
Insurance$278
HOA$133
Down payment20% · $111,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$555,000

$201 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,759 sq ft

Time on market

12 days

Year built

2006

Monthly payment

About $3,661/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,261 annual tax bill, insurance, and the $400/qtr HOA fee.

HOA fee

$400/qtr

Managed by Bridgette Shearin / Sentry Management.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byGILKEY REAL ESTATEListing agent: Laura RomotListing data from Stellar MLS, MLS# O6447140.

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