14031 Zephermoor Ln, photo 1
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Overview

5 bd3 ba3,007 sqftSingle Family
TypeSingle Family
HOA$315/qtr
Built2003
Lot10,611 sqft
Living area3,007 sqft
Price / sqft$266

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Open house

Saturday, Oct 10 · 12:00 PM to 2:00 PM

About this home

Ceiling Fans(s)Central VaccumCoffered Ceiling(s)High CeilingsLiving Room/Dining Room ComboSolid Wood CabinetsStone CountersThermostat

14031 Zephermoor Ln is a 2003-built home in Windward Cay 48 125, Winter Garden. Inside you'll find 5 bedrooms, 3 bathrooms, and 3,007 square feet of living space. Listed at $800,000 (about $266/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $315 quarterly.

From the listing

Virtually Staged. Beautifully renovated 5-bedroom, 3-bath pool home located in gated Windward Cay! This move-in-ready 3,007 sq. ft. home has been thoughtfully updated with high-end finishes throughout, including a renovated kitchen and bathrooms and new luxury vinyl flooring. All major mechanicals have been updated, including the roof (2023), both AC units (2024 and 2026), and water heater (2025). When you enter the home, you are greeted by a gorgeous open space with views straight to the pool through a wall of oversized glass sliding doors. To the left and right, you have bonus spaces that can be used as an office, gaming area, or hangout space. To the right is a large dining room, flooded with natural light. At the foot of the staircase, there is a large storage space that is currently being used as a fun play area to spark imagination. Beyond the dining room is the open family room and renovated kitchen, featuring new hardwood cabinets, quartz countertops, plenty of storage, and a large island that keeps you connected to your guests while you watch the big game! Just beyond the family room, you'll find a large bedroom with a Murphy bed and great storage, next to a full bath, giving guests their own private space and access to the pool area! Upstairs, we have the remaining four bedrooms. The carpet, hallways, and stair spindles are all brand new. The spacious primary suite features a spa-like ensuite with a soaking tub and luxurious walk-in shower, along with two large closets and luxury vinyl flooring. Oversized windows bring in excellent natural light, while the high ceilings, crown molding, and tray ceilings add to the home's open and inviting feel. The other bedrooms are spacious and bright, with a large renovated bathroom featuring dual sinks and new finishes. Outside, enjoy the Florida lifestyle with a screened-in heated salt water pool and spa, perfect for relaxing or entertaining. The home also offers a 3-car garage and sits on approximately a quarter-acre lot. This home also features a water softener and central vacuum. Located in the gated community of Windward Cay, this home is close to Winter Garden's shopping, dining, entertainment, and major roadways

The essentials

Built
2003
Price / sqft
$266
On market
3 days
Annual tax
$6,176
HOA
$315/qtr
Flood zone
X · Low risk
Lot
10,611 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
Private pool
Heated
10,611 sqft lot
Lot size
3,007 sqft
Living area

Payment

Est. monthly payment
$5,192/mo
Down payment (20%)
$160,000
Property taxes
$515/mo
HOA
$315/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
10,611 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground, Child Safety Fence, Gunite, Heated, Pool Sweep, Salt Water, Screen Enclosure, Waterfall
Days on Market
3
Ceiling Fans(s)
Central Vaccum
Coffered Ceiling(s)
High Ceilings
Living Room/Dining Room Combo
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Awning(s)
Deed Restrictions
Gated Community - No Guard
Street Lights
Dishwasher
Disposal
Electric Cooktop
Electric Water Heater
Microwave
Range Hood
Refrigerator
Water Filtration System
Water Softener
Wine Refrigerator
Elementary
Keene Crossing Elementary
Middle
Bridgewater Middle
High
Windermere High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,176
Parcel #
11-23-27-9167-00-620

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Windward Cay 48 125
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
10,611 sqft
HOA
$315/qtr
Edison Association MGMT

Price history

Date
Event
Price
10/7/2026
Listed for sale
Source: Stellar MLS #O6447706
$800,000
$266/sqft

Neighborhood

14031 Zephermoor Ln
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $800,000
$795,000 – $800,000
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 443 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 3.

Sample: 443 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,192/mo
Principal & interest$4,172
Property taxes$515
Insurance$400
HOA$105
Down payment20% · $160,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$800,000

$266 per sq ft

Beds and baths

5 beds, 3 baths

Size

3,007 sq ft

Time on market

3 days

Year built

2003

Monthly payment

About $5,192/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,176 annual tax bill, insurance, and the $315/qtr HOA fee.

HOA fee

$315/qtr

Managed by Edison Association MGMT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byEXP REALTY LLCListing agent: Duke CriderListing data from Stellar MLS, MLS# O6447706.

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