4410 Holstein St, photo 1
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Overview

4 bd2 ba1,840 sqft2 car garageSingle Family
TypeSingle Family
HOA$60/mo
Built2021
Lot6,098 sqft
Living area1,840 sqft
Price / sqft$196
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboSolid Wood CabinetsWalk-in Closet(s)SidewalkDishwasherDisposalMicrowave

4410 Holstein St is a 2021-built home in Old Hickory Ph 1 & 2, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,840 square feet of living space. Listed at $359,900 (about $196/sqft), 4 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $60 monthly.

From the listing

Welcome to this 4-bedroom, 2-bathroom home is located in Old Hickory. This home features an inviting open floor plan that creates a seamless flow for everyday living and entertaining. The kitchen is equipped with sleek granite countertops and stainless-steel appliances. The primary bedroom serves as a comfortable retreat, complete with a large walk-in closet and an en-suite primary bathroom featuring a double-sink vanity. Conveniently located near shopping, dining, and major highways.

The essentials

Built
2021
Price / sqft
$196
On market
4 days
Annual tax
$7,813
HOA
$60/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
2 car garage
6,098 sqft lot
Lot size
1,840 sqft
Living area

Payment

Est. monthly payment
$2,768/mo
Down payment (20%)
$71,980
Property taxes
$651/mo
HOA
$60/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
4
Ceiling Fans(s)
Living Room/Dining Room Combo
Solid Wood Cabinets
Walk-in Closet(s)
Sidewalk
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Michigan Avenue Elem (K 5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,813
Parcel #
13-26-30-0117-0001-1560

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Old Hickory Ph 1 & 2
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,098 sqft
Level
HOA
$60/mo
Old Hickory Community Association, Inc.

Price history

Date
Event
Price
10/9/2026
Listed for sale
Source: Stellar MLS #O6448669
$359,900
$196/sqft

Neighborhood

4410 Holstein St
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $359,900
$357,500 – $359,900
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 379 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 4.

Sample: 379 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,768/mo
Principal & interest$1,877
Property taxes$651
Insurance$180
HOA$60
Down payment20% · $71,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,900

$196 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,840 sq ft

Time on market

4 days

Year built

2021

Monthly payment

About $2,768/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,813 annual tax bill, insurance, and the $60/mo HOA fee.

HOA fee

$60/mo

Managed by Old Hickory Community Association, Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byENTERA REALTY LLCListing agent: Robert SalmonsListing data from Stellar MLS, MLS# O6448669.

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