3960 Silverstream Ter, photo 1
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Overview

3 bd3 ba1,697 sqftSingle Family
TypeSingle Family
HOA$274.53/qtr
Built2019
Lot5,750 sqft
Living area1,697 sqft
Price / sqft$235

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanThermostatWalk-in Closet(s)Rain GuttersSidewalk

3960 Silverstream Ter is a 2019-built home in Riverbend At Cameron Heights, Sanford. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,697 square feet of living space. Listed at $399,000 (about $235/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $274.53 quarterly.

From the listing

Discover comfortable Florida living in this charming 3-bedroom, 2-bathroom, single-story home located in Sanford! Offering 1,697 sq ft of heated living space, this home provides a practical layout designed for everyday comfort and convenience. Enjoy the benefits of single-story living, with all bedrooms and main living areas conveniently located on one level. The community amenities including a swimming pool and playground, providing opportunities for relaxation and recreation. Conveniently situated in Sanford, this property is ready to welcome its next owner!

The essentials

Built
2019
Price / sqft
$235
On market
3 days
Annual tax
$305
HOA
$274.53/qtr
Flood zone
X · Low risk
Lot
5,750 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
Community pool
Shared amenity
5,750 sqft lot
Lot size
1,697 sqft
Living area

Payment

Est. monthly payment
$2,398/mo
Down payment (20%)
$79,800
Property taxes
$25/mo
HOA
$274.53/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
5,750 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
3
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Thermostat
Walk-in Closet(s)
Rain Gutters
Sidewalk
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Dryer
Microwave
Refrigerator
Washer
Elementary
Midway Elementary
Middle
Millennium Middle
High
Seminole High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$305
Parcel #
33-19-31-5VH-0000-0150

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Riverbend At Cameron Heights
County
Seminole
MLS Area
32771 - Sanford/Lake Forest
Lot Size
5,750 sqft
HOA
$274.53/qtr
Deanna Campos

Price history

Date
Event
Price
10/15/2026
Listed for sale
Source: Stellar MLS #O6450144
$399,000
$235/sqft

Neighborhood

3960 Silverstream Ter
Sanford, FL, 32771 · 32771 - Sanford/Lake Forest

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$397,500 – $399,000
99.5% – 100% of listTops out right at the list price
80% of listList price
163 of the last 301 home closings in 32771 landed at this number or higher (54%). The median one sat 37 days before it went under contract, and this one is on day 3.

Sample: 301 closed home sales in 32771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,398/mo
Principal & interest$2,081
Property taxes$25
Insurance$200
HOA$92
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$235 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,697 sq ft

Time on market

3 days

Year built

2019

Monthly payment

About $2,398/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $305 annual tax bill, insurance, and the $274.53/qtr HOA fee.

HOA fee

$274.53/qtr

Managed by Deanna Campos.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Melinda TorresListing data from Stellar MLS, MLS# O6450144.

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