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Overview

4 bd2 ba1,815 sqft2 car garageSingle Family
TypeSingle Family
HOA$148/qtr
Built2013
Lot12,000 sqft
Living area1,815 sqft
Price / sqft$273
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanSplit BedroomStone CountersVaulted Ceiling(s)

514 Walking Fern Loop is a 2013-built home in Fern Gardens Estates, Deland. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,815 square feet of living space. Listed at $495,000 (about $273/sqft), 15 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $148 quarterly.

From the listing

WHAT IF HOME FELT LIKE YOUR OWN PRIVATE RETREAT, WITHOUT LOSING THE CHARM OF EVERYTHING AROUND YOU? Welcome to 514 Walking Fern Loop, where thoughtful upgrades, inviting spaces, and the beauty of Florida living come together in Fern Garden Estates. This beautifully maintained 4-bedroom, 2-bath brick home offers 1,815 square feet of comfortable living space on a generous 0.28-acre lot. Step inside and discover soaring ceilings, elegant tile flooring, and a desirable split-bedroom layout. The updated kitchen features granite countertops, a stylish backsplash, and convenient pull-out cabinetry, making everyday living and entertaining feel effortless. Enjoy added peace of mind with a newer roof, updated A/C, energy-efficient double-pane windows, a tankless water heater, and rain gutters. But the experience doesn't stop indoors! Imagine slow mornings beneath your covered lanai, weekend gatherings, or simply enjoying the privacy of your spacious, fully fenced and beautifully landscaped backyard. Just beyond your doorstep, discover the character of historic Downtown DeLand, with its charming cafés, local restaurants, boutiques, arts, and community events. Stetson University, nearby natural springs, parks, and convenient access to Daytona Beach and the greater Orlando area complete the lifestyle. More than four walls and an address, this is a place to settle in, spread out, and enjoy what comes next. Schedule your private tour and see how naturally life fits here.

The essentials

Built
2013
Price / sqft
$273
On market
15 days
Annual tax
$2,397
HOA
$148/qtr
Flood zone
X · Low risk
Lot
12,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 2013
2 car garage
Driveway
0.28 acres
Lot size
1,815 sqft
Living area

Payment

Est. monthly payment
$3,078/mo
Down payment (20%)
$99,000
Property taxes
$200/mo
HOA
$148/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2013
Lot
12,000 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener, Oversized
Days on Market
15
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-in Closet(s)
Lighting
Rain Gutters
Storage
Dishwasher
Disposal
Gas Water Heater
Microwave
Range
Refrigerator
Flood Zone x
Annual Tax (2025)
$2,397
Parcel #
07-17-30-11-00-0720

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fern Gardens Estates
County
Volusia
MLS Area
32720 - Deland
Lot Size
12,000 sqft
HOA
$148/qtr
Sentri Management , INC Tiffany Smith

Price history

Date
Event
Price
10/30/2026
Listed for sale
Source: Stellar MLS #O6454822
$495,000
$273/sqft

Neighborhood

514 Walking Fern Loop
Deland, FL, 32720 · 32720 - Deland

Market insights

Offer Insights

Choose an offer strength

List price: $495,000
$490,000 – $495,000
99% – 100% of listTops out right at the list price
80% of listList price
143 of the last 284 home closings in 32720 landed at this number or higher (50%). The median one sat 39 days before it went under contract, and this one is on day 15.

Sample: 284 closed home sales in 32720 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,078/mo
Principal & interest$2,582
Property taxes$200
Insurance$248
HOA$49
Down payment20% · $99,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$495,000

$273 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,815 sq ft

Time on market

15 days

Year built

2013

Monthly payment

About $3,078/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,397 annual tax bill, insurance, and the $148/qtr HOA fee.

HOA fee

$148/qtr

Managed by Sentri Management , INC Tiffany Smith.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Lana RibeiroListing data from Stellar MLS, MLS# O6454822.

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