Lot 32 Spruce Pass, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot10,019 sqft

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About this home

Lot 32 Spruce Pass is a home in Silver Spgs Shores Un 13, Ocala. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Cleared lot in The Shore's a fast growing community in Ocala Fl. This area has seen growth due to it being centrally located and it's well recognized positioning. Here is a great example of the old cliché location, location location and what it can mean for a homeowner. You will find shopping, dining, medical, job opportunities and recreation just a stones throw away. Let's work together and make this wonderful lot yours!

The essentials

On market
421 days
Annual tax
$347
Flood zone
X · Low risk
Lot
10,019 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$269/mo
Down payment (20%)
$8,400
Property taxes
$29/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
10,019 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
421
Flood Zone X
Annual Tax (2024)
$347
Parcel #
9013-0141-32

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Spgs Shores Un 13
County
Marion
MLS Area
34472 - Ocala
Lot Size
10,019 sqft

Price history

Date
Event
Price
3/23/2026
Price change
Source: Stellar MLS #OM707777
$42,000-6.7%
8/16/2025
Listed for sale
Source: Stellar MLS #OM707777
$45,000

Neighborhood

Lot 32 Spruce Pass
Ocala, FL, 34472 · 34472 - Ocala

Calculator

Est. monthly payment
$269/mo
Principal & interest$219
Property taxes$29
Insurance$21
Down payment20% · $8,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$42,000

Time on market

421 days

Monthly payment

About $269/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $347 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byQUARTER STONE REALTY, LLCListing agent: Cleedia HuffListing data from Stellar MLS, MLS# OM707777.

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