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About this home
4400 SW 20th Ave is a 1987-built home in Oak Crk Caverns, Ocala. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,627 square feet of living space. Listed at $832,000 (about $229/sqft), 231 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $133 monthly.
Mid-Century Modern feel with undeniable Luxury. This home has had a complete renovation, top to bottom. New everything. Must see the luxury modern touches throughout. Double laundry, large 14 ft Kitchen quartz top island, the list is endless. Experience refined living in one of Ocala’s most sought-after gated enclaves at 4400 Southwest 20th Avenue. Elegance and privacy define this custom residence, ideally situated on a quiet corner lot of just over one acre in the exclusive gated enclave of Oak Creek Caverns. Encompassing approximately 3,627 square feet of living area, the five-bedroom, three-and-one-half-bath home blends timeless craftsmanship with modern comfort, creating a distinguished retreat minutes from the conveniences of State Road 200. A stately entry introduces spacious interiors designed for both everyday living and entertaining. The open-concept kitchen has been thoughtfully renovated with quartz countertops, custom wood cabinetry, and a large 14-foot center island with seating. The adjoining breakfast nook provides a welcoming space for casual meals, framed by natural light and garden views. The family room features high ceilings and a set-back media wall, while the main living area includes a 12-foot built-in bar and expansive bi-fold glass doors that open to the covered porch. The seamless indoor-outdoor connection invites relaxation and entertaining against a backdrop of mature landscaping and a lush, private backyard. The primary suite offers a spacious bedroom with a sitting area, walk-in closet, and a recently completed bath showcasing elegant finishes and a spa-inspired layout. Additional bedrooms are well appointed and versatile, providing options for guests, home office space, or a media room. Recent improvements enhance both style and efficiency, new fiber cement siding, all new windows and doors throughout the home, new roof with skylights and engineered hardwood flooring throughout the home, as well as fresh interior paint. Every detail reflects thoughtful design and pride of ownership. Oak Creek Caverns is a gated and fully fenced community offering an unparalleled sense of privacy and peace. Its location provides rare convenience, positioned near premier schools such as Blessed Trinity High School, and minutes from shopping, dining, and healthcare options. Despite its proximity to amenities, the setting feels secluded and tranquil, creating the best of both worlds for those seeking refined living within reach of everything Ocala offers.
The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$832,000
$229 per sq ft
Beds and baths
5 beds, 4 baths
Size
3,627 sq ft
Time on market
255 days
Year built
1987
Monthly payment
About $5,448/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,724 annual tax bill, insurance, and the $133/mo HOA fee.
HOA fee
$133/mo
Managed by Louis Gahr.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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