4400 SW 20th Ave, photo 1
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Overview

5 bd4 ba3,627 sqft2 car garageSingle Family
TypeSingle Family
HOA$133/mo
Built1987
Lot44,867 sqft
Living area3,627 sqft
Price / sqft$229
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit Bedroom

4400 SW 20th Ave is a 1987-built home in Oak Crk Caverns, Ocala. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,627 square feet of living space. Listed at $832,000 (about $229/sqft), 231 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $133 monthly.

From the listing

Mid-Century Modern feel with undeniable Luxury. This home has had a complete renovation, top to bottom. New everything. Must see the luxury modern touches throughout. Double laundry, large 14 ft Kitchen quartz top island, the list is endless. Experience refined living in one of Ocala’s most sought-after gated enclaves at 4400 Southwest 20th Avenue. Elegance and privacy define this custom residence, ideally situated on a quiet corner lot of just over one acre in the exclusive gated enclave of Oak Creek Caverns. Encompassing approximately 3,627 square feet of living area, the five-bedroom, three-and-one-half-bath home blends timeless craftsmanship with modern comfort, creating a distinguished retreat minutes from the conveniences of State Road 200. A stately entry introduces spacious interiors designed for both everyday living and entertaining. The open-concept kitchen has been thoughtfully renovated with quartz countertops, custom wood cabinetry, and a large 14-foot center island with seating. The adjoining breakfast nook provides a welcoming space for casual meals, framed by natural light and garden views. The family room features high ceilings and a set-back media wall, while the main living area includes a 12-foot built-in bar and expansive bi-fold glass doors that open to the covered porch. The seamless indoor-outdoor connection invites relaxation and entertaining against a backdrop of mature landscaping and a lush, private backyard. The primary suite offers a spacious bedroom with a sitting area, walk-in closet, and a recently completed bath showcasing elegant finishes and a spa-inspired layout. Additional bedrooms are well appointed and versatile, providing options for guests, home office space, or a media room. Recent improvements enhance both style and efficiency, new fiber cement siding, all new windows and doors throughout the home, new roof with skylights and engineered hardwood flooring throughout the home, as well as fresh interior paint. Every detail reflects thoughtful design and pride of ownership. Oak Creek Caverns is a gated and fully fenced community offering an unparalleled sense of privacy and peace. Its location provides rare convenience, positioned near premier schools such as Blessed Trinity High School, and minutes from shopping, dining, and healthcare options. Despite its proximity to amenities, the setting feels secluded and tranquil, creating the best of both worlds for those seeking refined living within reach of everything Ocala offers.

The essentials

Built
1987
Price / sqft
$229
On market
255 days
Annual tax
$6,724
HOA
$133/mo
Flood zone
X · Low risk
Lot
44,867 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
2 car garage
Garage Door Opener
1.03 acres
Lot size
3,627 sqft
Living area

Payment

Est. monthly payment
$5,448/mo
Down payment (20%)
$166,400
Property taxes
$560/mo
HOA
$133/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
44,867 sqft
Cooling
Central Air, Zoned
Heating
Electric
Parking
Garage Door Opener, Garage Faces Side, Ground Level, Parking Pad
Days on Market
255
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Walk-in Closet(s)
Wet Bar
Deed Restrictions
Gated Community - No Guard
Bar Fridge
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Freezer
Ice Maker
Microwave
Range
Refrigerator
Touchless Faucet
Washer
Water Filtration System
Water Purifier
Wine Refrigerator
Flood Zone X
Annual Tax (2025)
$6,724
Parcel #
2393-032-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oak Crk Caverns
County
Marion
MLS Area
34471 - Ocala
Lot Size
44,867 sqft
Corner Lot
HOA
$133/mo
Louis Gahr

Price history

Date
Event
Price
6/25/2026
Price change
Source: Stellar MLS #OM716762
$832,000-5.7%
$229/sqft
-
Price change
Source: Stellar MLS #OM716762
$882,000-9.6%
$243/sqft
1/27/2026
Listed for sale
Source: Stellar MLS #OM716762
$976,000
$269/sqft

Neighborhood

4400 SW 20th Ave
Ocala, FL, 34471 · 34471 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $832,000
$825,000 – $832,000
98.9% – 100% of listTops out right at the list price
80% of listList price
68 of the last 134 home closings in 34471 landed at this number or higher (51%). The median one sat 45 days before it went under contract, and this one is on day 255 after a $144,000 cut.

Sample: 134 closed home sales in 34471 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,449/mo
Principal & interest$4,339
Property taxes$560
Insurance$416
HOA$133
Down payment20% · $166,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$832,000

$229 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,627 sq ft

Time on market

255 days

Year built

1987

Monthly payment

About $5,448/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,724 annual tax bill, insurance, and the $133/mo HOA fee.

HOA fee

$133/mo

Managed by Louis Gahr.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPREMIER SOTHEBY'S INTERNATIONAL REALTYListing agent: Angela RoseListing data from Stellar MLS, MLS# OM716762.

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