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About this home
20698 SW 93rd Lane Rd is a 1996-built home in Rainbow Springs, Dunnellon. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,582 square feet of living space. Listed at $425,000 (about $165/sqft), 234 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 annually.
Virtually Staged. **OWNER FINANCING AVAILABLE ** Immaculately maintained home in the heart of Rainbow Springs! This charming 3 bedroom, 2.5 bath home is beautifully situated on a just over 1 acre CORNER lot. The circular drive gives ample parking and convenient ingress and egress. Inside, the high ceilings and tall windows give tons of light. The oversized kitchen was just RENOVATED in 2025 with all new QUARTZ counters and stainless steel appliances. There's tons of counter space and lots of cabinets as well. The Owner's Suite is cozy, yet large and has access to the screened in lanai area. The Owner's bath has large tub and walk in shower as well as a water closet. There is also a bedroom/office just across that is perfect for those who WORK FROM HOME. There is also a 1/2 bath that could be used by guests right next to the office. The kitchen opens up to the family room which has a lovely brick wood burning fireplace. The ROOF was replaced in 2016 and the AC is 2014. Outside, the screened in lanai is large and overlooks the beautiful backyard. There is even a fenced in dog run. A 10'x12' shed out back is great for extra storage or for lawn equipment. And for those dry seasons, there is a 7 zone irrigation system. The oversized 3 car garage has plenty of space for vehicles and a workshop. The 3rd door is on the back of the freshly painted garage and could be for a car or for a golf cart. There is a 30 AMP RV hookup and a drain for the sewer on the garage side of the home. The $250 a year HOA fee includes access to the club house and a PRIVATE BEACH on the historic RAINBOW RIVER with a picnic pavilion! Come check out this slice of heaven today!
The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$425,000
$165 per sq ft
Beds and baths
3 beds, 3 baths
Size
2,582 sq ft
Time on market
254 days
Year built
1996
Monthly payment
About $2,685/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,816 annual tax bill, insurance, and the $250/yr HOA fee.
HOA fee
$250/yr
Managed by Rainbow Springs Property Owners Association, Inc..
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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