20698 SW 93rd Lane Rd, photo 1
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Overview

3 bd3 ba2,582 sqft3 car garageSingle Family
TypeSingle Family
HOA$250/yr
Built1996
Lot47,480 sqft
Living area2,582 sqft
Price / sqft$165
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesEat-in KitchenHigh CeilingsL DiningPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomWalk-in Closet(s)

20698 SW 93rd Lane Rd is a 1996-built home in Rainbow Springs, Dunnellon. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,582 square feet of living space. Listed at $425,000 (about $165/sqft), 234 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 annually.

From the listing

Virtually Staged. **OWNER FINANCING AVAILABLE ** Immaculately maintained home in the heart of Rainbow Springs! This charming 3 bedroom, 2.5 bath home is beautifully situated on a just over 1 acre CORNER lot. The circular drive gives ample parking and convenient ingress and egress. Inside, the high ceilings and tall windows give tons of light. The oversized kitchen was just RENOVATED in 2025 with all new QUARTZ counters and stainless steel appliances. There's tons of counter space and lots of cabinets as well. The Owner's Suite is cozy, yet large and has access to the screened in lanai area. The Owner's bath has large tub and walk in shower as well as a water closet. There is also a bedroom/office just across that is perfect for those who WORK FROM HOME. There is also a 1/2 bath that could be used by guests right next to the office. The kitchen opens up to the family room which has a lovely brick wood burning fireplace. The ROOF was replaced in 2016 and the AC is 2014. Outside, the screened in lanai is large and overlooks the beautiful backyard. There is even a fenced in dog run. A 10'x12' shed out back is great for extra storage or for lawn equipment. And for those dry seasons, there is a 7 zone irrigation system. The oversized 3 car garage has plenty of space for vehicles and a workshop. The 3rd door is on the back of the freshly painted garage and could be for a car or for a golf cart. There is a 30 AMP RV hookup and a drain for the sewer on the garage side of the home. The $250 a year HOA fee includes access to the club house and a PRIVATE BEACH on the historic RAINBOW RIVER with a picnic pavilion! Come check out this slice of heaven today!

The essentials

Built
1996
Price / sqft
$165
On market
254 days
Annual tax
$2,816
HOA
$250/yr
Flood zone
X · Low risk
Lot
47,480 sqft
Type
Single Family Residence

At a glance

Single family
Built 1996
3 car garage
Driveway
1.09 acres
Lot size
2,582 sqft
Living area

Payment

Est. monthly payment
$2,685/mo
Down payment (20%)
$85,000
Property taxes
$235/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1996
Lot
47,480 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway
Days on Market
254
Built-in Features
Eat-in Kitchen
High Ceilings
L Dining
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Dog Run
Lighting
Clubhouse
Deed Restrictions
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Dunnellon Elementary School
Middle
Dunnellon Middle School
High
Dunnellon High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,816
Parcel #
3295-142-024

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rainbow Springs
County
Marion
MLS Area
34431 - Dunnellon
Lot Size
47,480 sqft
Corner LotIn CountyOversized Lot
HOA
$250/yr
Rainbow Springs Property Owners Association, Inc.

Price history

Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #OM717649
$425,000-3.4%
$165/sqft
-
Price change
Source: Stellar MLS #OM717649
$440,000-7.4%
$170/sqft
1/28/2026
Listed for sale
Source: Stellar MLS #OM717649
$475,000
$184/sqft

Neighborhood

20698 SW 93rd Lane Rd
Dunnellon, FL, 34431 · 34431 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $425,000
$412,500 – $425,000
97.2% – 100% of listTops out right at the list price
80% of listList price
126 of the last 250 home closings in 34431 landed at this number or higher (50%). The median one sat 35 days before it went under contract, and this one is on day 254 after a $50,000 cut.

Sample: 250 closed home sales in 34431 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,685/mo
Principal & interest$2,217
Property taxes$235
Insurance$213
HOA$21
Down payment20% · $85,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$425,000

$165 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,582 sq ft

Time on market

254 days

Year built

1996

Monthly payment

About $2,685/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,816 annual tax bill, insurance, and the $250/yr HOA fee.

HOA fee

$250/yr

Managed by Rainbow Springs Property Owners Association, Inc..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOLDWELL REALTY SOLD GUARANTEEListing agent: Scott ColdwellListing data from Stellar MLS, MLS# OM717649.

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