9781 SW 196th Cir, photo 1
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Overview

3 bd2 ba2,063 sqft3 car garageSingle Family
TypeSingle Family
HOA$238/yr
Built2005
Lot20,037 sqft
Living area2,063 sqft
Price / sqft$208
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanSolid Surface CountersSplit BedroomThermostat

9781 SW 196th Cir is a 2005-built home in Rainbow Springs Country Club, Dunnellon. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,063 square feet of living space. Listed at $429,500 (about $208/sqft), 205 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $238 annually.

From the listing

MOTIVATED SELLERS!! Open to providing closing cost assistance! This gorgeous home is situated in a quiet area of the beautiful Rainbow Springs County Club, backing to a wooded non-buildable lot for added privacy. A side-entrance garage enhances the curb appeal of this lovely home. The home has been updated with 2018 HVAC, 2021 water heater, 2022 pool pump, 2024 pool heater, 2024 roof, 2025 solar panels (lease transferable), 2025 irrigation upgrades including new heads, and remote controllable access. Inside, the open split bedroom floor plan features new luxury vinyl plank flooring throughout. The en suite primary bedroom includes dual walk in closets, dual vanities, water closet, a soaking tub, walk- in shower, and private access to a covered lanai where you can slip away with your morning coffee. There are two additional bedrooms, plus a full bath that provides exterior access to the pool and lanai. The spacious eat-in kitchen flows into both the family and great rooms, with plenty of space to accommodate a variety of furniture arrangements. Sliding glass doors open to the spacious outdoor living and screened heated pool area - perfect for entertaining family and friends! Residents enjoy access to the community center with game and fitness rooms, pool, disc golf course, pickleball, basketball and tennis courts, as well as private access to the Rainbow River, a popular destination for tubing, paddling, and picnicking. The Gulf Coast is just 30 minutes away for fishing, boating, and manatee watching. A quick 25 minute drive to the East is The World Equestrian Center, home to equestrian and other events, restaurants, shops, and more. This home is currently used part-time as an Airbnb. Experience the Florida lifestyle at its best!

The essentials

Built
2005
Price / sqft
$208
On market
212 days
Annual tax
$5,454
HOA
$238/yr
Flood zone
X · Low risk
Lot
20,037 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Private pool
Heated
3 car garage
Driveway
0.46 acres
Lot size
2,063 sqft
Living area

Payment

Est. monthly payment
$2,929/mo
Down payment (20%)
$85,900
Property taxes
$454/mo
HOA
$238/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
20,037 sqft
Cooling
Central Air
Heating
Central, Electric, Solar
Parking
Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Garage, Oversized
Pool
Auto Cleaner, Child Safety Fence, Deck, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Pool Sweep, Salt Water, Screen Enclosure, Self Cleaning, Solar Cover
Days on Market
212
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Rain Gutters
Sprinkler Metered
Clubhouse
Deed Restrictions
Fitness Center
Golf Carts OK
Pool
Restaurant
Tennis Court(s)
Wheelchair Access
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Dunnellon Elementary School
Middle
Dunnellon Middle School
High
Dunnellon High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$5,454
Parcel #
3297-169-017

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rainbow Springs Country Club
County
Marion
MLS Area
34432 - Dunnellon
Lot Size
20,037 sqft
ClearedIn CountyLandscapedSlopedPaved
HOA
$238/yr
Kimberly Kreig

Price history

Date
Event
Price
10/2/2026
Price change
Source: Stellar MLS #OM720164
$429,500-1.2%
$208/sqft
-
Price change
Source: Stellar MLS #OM720164
$434,500-1.1%
$211/sqft
3/11/2026
Listed for sale
Source: Stellar MLS #OM720164
$439,500
$213/sqft

Neighborhood

9781 SW 196th Cir
Dunnellon, FL, 34432 · 34432 - Dunnellon

Market insights

Offer Insights

Choose an offer strength

List price: $429,500
$425,000 – $429,500
98.9% – 100% of listTops out right at the list price
80% of listList price
161 of the last 320 home closings in 34432 landed at this number or higher (50%). The median one sat 48 days before it went under contract, and this one is on day 212 after a $10,000 cut.

Sample: 320 closed home sales in 34432 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,929/mo
Principal & interest$2,240
Property taxes$454
Insurance$215
HOA$20
Down payment20% · $85,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$429,500

$208 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,063 sq ft

Time on market

212 days

Year built

2005

Monthly payment

About $2,929/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,454 annual tax bill, insurance, and the $238/yr HOA fee.

HOA fee

$238/yr

Managed by Kimberly Kreig.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byIT'S ALL ABOUT YOU...REAL ESTAListing agent: Lisa RogersListing data from Stellar MLS, MLS# OM720164.

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