Overview
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About this home
4537 NW 1st Ter is a home in St James Park, Ocala. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $102 annually.
Located in the quiet and established St. James Park subdivision of Marion County, this acant lot offers a prime opportunity to build your perfect home! The community itself is known for its family-friendly atmosphere, featuring sidewalks and deed restrictions that protect property values. Situated just 3 miles from downtown Ocala, the location provides easy access to local dining, shopping, and professional medical facilities, while remaining close to North Florida's famous natural springs and outdoor recreation areas like Silver Springs State Park. Whether you are looking to build a primary residence or a strategic investment property, this lot combines a suburban feel with rapid accessibility to the heart of Ocala.
The essentials
At a glance
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$37,000
Time on market
214 days
Monthly payment
About $243/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $276 annual tax bill, insurance, and the $102/yr HOA fee.
HOA fee
$102/yr
Managed by St James Park.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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