9922 SW 97th Ln, photo 1
ActiveOpen Sat 2 to 3:30 PM
1 / 51

Overview

3 bd2 ba2,118 sqft2 car garageSingle Family
TypeSingle Family
HOA$493.63/mo
Built2022
Lot7,259 sqft
Living area2,118 sqft
Price / sqft$165
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Saturday, Oct 17 · 2:00 PM to 3:30 PM

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorThermostatWindow TreatmentsBuyer Approval RequiredClubhouse

9922 SW 97th Ln is a 2022-built home in On Top Of The World, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,118 square feet of living space. Listed at $349,000 (about $165/sqft), 202 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $493.63 monthly.

From the listing

PREMIUM LOT | North facing |FENCED in backyard | CHEF’S KITCHEN | WISTERIA model | Open Concept | Split Floor Plan This beautiful, well maintained 3 bedroom, 2 bath, 2 car garage, 2022 home has it all… Some exterior features include North/South front and rear exposure, fenced in backyard with no rear neighbors, a screened-in lanai, and extended driveway. You’ll also enjoy close proximity to OTOWs amenities including the newest, upcoming addition to OTOW, The Summit, only 1/2 mile away. The interior of this beautiful home shows light and bright and just like a model home with many stylish upgrades throughout including 9’4” ceilings, 8’ interior doors including upgraded sliding 8’ closet doors and front entrance door with glass insert. The interior design includes many craftsman/millwork features that additionally complement this well appointed home. Additional interior upgrades include feature walls with mirrors, upgraded baseboards, wood-look LVP throughout, framed bathroom mirrors, upgraded guest bathroom with floor to ceiling tile, and the stunning upgraded chef’s kitchen option! Other upgrades include high-end contemporary ceiling fans throughout, high-end custom blinds throughout, upgraded larger capacity hot water heater, and custom placement of electrical outlets in the laundry room for use as office space or charging docks. This home is a must see in person- furniture available for sale separately ! On Top of the World is Ocala's premier, gated, active 55+ community, loaded with amenities and includes golf cart access to three shopping centers. Call for more information.

The essentials

Built
2022
Price / sqft
$165
On market
210 days
Annual tax
$2,004
HOA
$493.63/mo
Flood zone
X · Low risk
Lot
7,259 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Shared amenity
2 car garage
7,259 sqft lot
Lot size
2,118 sqft
Living area

Payment

Est. monthly payment
$2,655/mo
Down payment (20%)
$69,800
Property taxes
$167/mo
HOA
$493.63/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
7,259 sqft
Cooling
Central Air
Heating
Electric, Natural Gas
Parking
-
Days on Market
210
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Window Treatments
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Gated Community - No Guard
Golf Carts OK
Golf
Playground
Pool
Racquetball
Restaurant
Tennis Court(s)
Cooktop
Dishwasher
Dryer
Microwave
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,004
Parcel #
3530-104-055

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
On Top Of The World
County
Marion
MLS Area
34481 - Ocala
Lot Size
7,259 sqft
ClearedCorner LotLandscapedPavedPrivate
HOA
$493.63/mo
Lori Sands

Price history

Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #OM720786
$349,000-1.7%
$165/sqft
-
Price change
Source: Stellar MLS #OM720786
$354,900-5.3%
$168/sqft
3/13/2026
Listed for sale
Source: Stellar MLS #OM720786
$374,900
$177/sqft

Neighborhood

9922 SW 97th Ln
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $349,000
$342,500 – $349,000
97.9% – 100% of listTops out right at the list price
80% of listList price
256 of the last 510 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 210 after a $25,900 cut.

Sample: 510 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,655/mo
Principal & interest$1,820
Property taxes$167
Insurance$175
HOA$494
Down payment20% · $69,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,000

$165 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,118 sq ft

Time on market

210 days

Year built

2022

Monthly payment

About $2,655/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,004 annual tax bill, insurance, and the $493.63/mo HOA fee.

HOA fee

$493.63/mo

Managed by Lori Sands.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byON TOP OF THE WORLD REAL ESTListing agent: Toni GaitanisListing data from Stellar MLS, MLS# OM720786.

Keep exploring Florida

Pick up where you left off, or see what else is out there.