6870 SW 109th Ln, photo 1
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Overview

3 bd2 ba1,624 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,137.36/yr
Built2022
Lot8,712 sqft
Living area1,624 sqft
Price / sqft$169
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersThermostatTray Ceiling(s)

6870 SW 109th Ln is a 2022-built home in Oak Ridge Estate, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,624 square feet of living space. Listed at $275,000 (about $169/sqft), 204 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,137.36 annually.

From the listing

Virtually Staged. Short Sale. NOT in a 55+ Community. Home Warranty and Transferable Structural Warranty! This nearly brand-new residence offers the pristine quality of new construction without the wait, perfectly positioned in the heart of Southwest Ocala. Unlike many properties in the area, this home is located in a vibrant, multi-generational neighborhood offering the freedom and flexibility modern buyers crave. From the elegant crown molding that frames the rooms to the carefully curated designer lighting, every corner reflects a sophisticated touch. At the center of it all is a grand kitchen designed for the ultimate host. With its expansive layout and premium finishes, it serves as the perfect stage for holiday gatherings or casual weekend brunch. Outside, the property features a manageable, fully fenced-in yard, offering the perfect balance of privacy and low-maintenance living—ideal for pets or a private patio retreat without the burden of heavy weekend yard work. Best of all, convenience is right at your doorstep. You are tucked away in a quiet enclave just five minutes from Publix, local shopping centers, and a variety of top-rated restaurants, ensuring you never have to travel far for the essentials.

The essentials

Built
2022
Price / sqft
$169
On market
204 days
Annual tax
$3,890
HOA
$1,137.36/yr
Flood zone
X · Low risk
Lot
8,712 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
8,712 sqft lot
Lot size
1,624 sqft
Living area

Payment

Est. monthly payment
$1,990/mo
Down payment (20%)
$55,000
Property taxes
$324/mo
HOA
$1,137.36/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
8,712 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
204
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Deed Restrictions
Dishwasher
Electric Water Heater
Microwave
Refrigerator
Elementary
Marion Oaks Elementary School
Middle
Horizon Academy/Mar Oaks
High
West Port High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,890
Parcel #
35695-036-07

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oak Ridge Estate
County
Marion
MLS Area
34476 - Ocala
Lot Size
8,712 sqft
ClearedPrivatePaved
HOA
$1,137.36/yr
NAI Heritage

Price history

Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #OM721216
$275,000-5.0%
$169/sqft
-
Price change
Source: Stellar MLS #OM721216
$289,400-3.5%
$178/sqft
3/20/2026
Listed for sale
Source: Stellar MLS #OM721216
$299,900
$185/sqft

Neighborhood

6870 SW 109th Ln
Ocala, FL, 34476 · 34476 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $275,000
$272,500 – $275,000
99.2% – 100% of listTops out right at the list price
80% of listList price
237 of the last 472 home closings in 34476 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 204 after a $24,900 cut.

Sample: 472 closed home sales in 34476 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,991/mo
Principal & interest$1,434
Property taxes$324
Insurance$138
HOA$95
Down payment20% · $55,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$275,000

$169 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,624 sq ft

Time on market

204 days

Year built

2022

Monthly payment

About $1,990/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,890 annual tax bill, insurance, and the $1,137.36/yr HOA fee.

HOA fee

$1,137.36/yr

Managed by NAI Heritage.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCOLDWELL REALTY SOLD GUARANTEEListing agent: Scott ColdwellListing data from Stellar MLS, MLS# OM721216.

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