9630 SE 165th Ln, photo 1
ActiveOpen Sat 11 AM to 3 PM
1 / 15

Overview

4 bd3 ba2,429 sqftManufactured Home
TypeManufactured Home
HOA$260/mo
Built1998
Lot7,500 sqft
Living area2,429 sqft
Price / sqft$103

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Saturday, Oct 17 · 11:00 AM to 3:00 PM

About this home

Accessibility FeaturesCeiling Fans(s)Crown MoldingHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostat

9630 SE 165th Ln is a 1998-built home in Hilltop Estates, Summerfield. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,429 square feet of living space. Listed at $249,000 (about $103/sqft), 180 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $260 monthly.

From the listing

YOUR FLORIDA RETREAT—SPACE TO LIVE, WORK, AND RELAX! Enjoy approximately 2,429 square feet with four bedrooms, two-and-a-half baths, and generously sized rooms in Hilltop Estates. A private office or den offers a quiet space to work from home, while the flexible floor plan allows room for additional workspaces, hobbies, and visiting loved ones. Spacious living and dining areas welcome gatherings, and the large bonus room is ideal for crafts, fitness, games, or a media room. The primary suite includes a walk-in closet and an accessible ensuite bathroom. Outside, enjoy a covered front porch, landscaped yard, workshop, storage building, and oversized RV carport for your RV, boat, golf cart, or vehicles. Hilltop Estates is a resident-owned 55+ community where only one resident in the household needs to be age 55 or older. You own the land, with NO CDD fees and NO Bond. Monthly HOA dues include water, sewer, trash service, and community amenities, including a clubhouse, heated pool, spa, pickleball, shuffleboard, and social activities. Conveniently located near The Villages®, the VA Clinic on Mulberry Lane, shopping, dining, and healthcare. HOA dues are paid through December 2026, a home warranty is included, and a possible turnkey option may be available. Whether a winter retreat or year-round home, discover room to work comfortably, welcome guests, and enjoy Florida living.

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
1998
Price / sqft
$103
On market
180 days
Annual tax
$2,291
HOA
$260/mo
Flood zone
X · Low risk
Lot
7,500 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 1998
Community pool
Shared amenity
0.34 acres
Lot size
2,429 sqft
Living area

Payment

Est. monthly payment
$1,874/mo
Down payment (20%)
$49,800
Property taxes
$191/mo
HOA
$260/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
1998
Lot
7,500 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Driveway, Ground Level, Oversized, RV Carport
Days on Market
180
Accessibility Features
Ceiling Fans(s)
Crown Molding
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Storage
Association Recreation - Owned
Clubhouse
Deed Restrictions
Golf Carts OK
Irrigation-reclaimed Water
Park
Pool
Wheelchair Access
Dishwasher
Microwave
Range
Refrigerator
Elementary
Stanton-Weirsdale Elem. School
Middle
Lake Weir Middle School
High
Belleview High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2024)
$2,291
Parcel #
48333-003-03

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hilltop Estates
County
Marion
MLS Area
34491 - Summerfield
Lot Size
7,500 sqft
ClearedLandscapedNear Golf CourseOversized LotPaved
HOA
$260/mo
Michelle Smayada

Price history

Date
Event
Price
7/24/2026
Price change
Source: Stellar MLS #OM722898
$249,000-2.3%
$103/sqft
-
Price change
Source: Stellar MLS #OM722898
$254,900-6.3%
$105/sqft
4/15/2026
Listed for sale
Source: Stellar MLS #OM722898
$272,000
$112/sqft

Neighborhood

9630 SE 165th Ln
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $249,000
$245,000 – $249,000
98.1% – 100% of listTops out right at the list price
80% of listList price
173 of the last 345 home closings in 34491 landed at this number or higher (50%). The median one sat 54 days before it went under contract, and this one is on day 180 after a $23,000 cut.

Sample: 345 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,874/mo
Principal & interest$1,299
Property taxes$191
Insurance$125
HOA$260
Down payment20% · $49,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,000

$103 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,429 sq ft

Time on market

180 days

Year built

1998

Monthly payment

About $1,874/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,291 annual tax bill, insurance, and the $260/mo HOA fee.

HOA fee

$260/mo

Managed by Michelle Smayada.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS CORNERSTONE REListing agent: Cassandra GardnerListing data from Stellar MLS, MLS# OM722898.

Keep exploring Florida

Pick up where you left off, or see what else is out there.