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Open house
Saturday, Oct 17 · 11:00 AM to 3:00 PM
About this home
9630 SE 165th Ln is a 1998-built home in Hilltop Estates, Summerfield. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,429 square feet of living space. Listed at $249,000 (about $103/sqft), 180 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $260 monthly.
YOUR FLORIDA RETREAT—SPACE TO LIVE, WORK, AND RELAX! Enjoy approximately 2,429 square feet with four bedrooms, two-and-a-half baths, and generously sized rooms in Hilltop Estates. A private office or den offers a quiet space to work from home, while the flexible floor plan allows room for additional workspaces, hobbies, and visiting loved ones. Spacious living and dining areas welcome gatherings, and the large bonus room is ideal for crafts, fitness, games, or a media room. The primary suite includes a walk-in closet and an accessible ensuite bathroom. Outside, enjoy a covered front porch, landscaped yard, workshop, storage building, and oversized RV carport for your RV, boat, golf cart, or vehicles. Hilltop Estates is a resident-owned 55+ community where only one resident in the household needs to be age 55 or older. You own the land, with NO CDD fees and NO Bond. Monthly HOA dues include water, sewer, trash service, and community amenities, including a clubhouse, heated pool, spa, pickleball, shuffleboard, and social activities. Conveniently located near The Villages®, the VA Clinic on Mulberry Lane, shopping, dining, and healthcare. HOA dues are paid through December 2026, a home warranty is included, and a possible turnkey option may be available. Whether a winter retreat or year-round home, discover room to work comfortably, welcome guests, and enjoy Florida living.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$249,000
$103 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,429 sq ft
Time on market
180 days
Year built
1998
Monthly payment
About $1,874/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,291 annual tax bill, insurance, and the $260/mo HOA fee.
HOA fee
$260/mo
Managed by Michelle Smayada.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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